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Money Remittance 101: Secure Ways to Send Money to Loved Ones in the Philippines


There are numerous ways in letting our loved ones know how much they mean to us. Sometimes, we express it through words, yet most of the time; we let our actions speak for us. For OFWs, it is never easy being far from the people that matter to them, spending countless hours at work, trying their best in fighting the loneliness felt being in a foreign land. In spite of it all, no happiness can ever amount to that of an OFW, especially when they receive their monthly pay, as this would only mean they can finally send their love back in the Philippines.

Yes, money remittance is a common activity done by OFWs as this is one of the major ways in which they may provide cash to their loved ones back at home. For the most part, it is safe and secure, but there are still those who do not have the best interest at heart and are willing to take advantage of others, OFW or not, who are not too familiar with the safety measures in sending money to the Philippines. No need to worry though, as we prepared a few important tips to help you have a safer transaction in your future remittances:

1. Research on the remittance company.

Prevention is always better than the cure. What better way to prevent remittance scams than by doing your own research on the remittance company itself. Does it have good reviews? What are your fellow OFW’s experiences when transacting with them? These are important factors to consider as, remember, it is your hard-earned money that you would be trusting them with, and a company with little to no good reviews at all may be too suspicious to handle your transactions.

12. Never send money to unfamiliar people.

There may come a time in which you would receive calls or text messages from an unknown number, claiming to be your loved one or relative, hoping to borrow money while providing you with their account details. First of all, never trust an unknown number. Validate with your other relatives (through secured lines) if they had indeed changed their contact details. This is a new form of scam commonly targeting OFWs; hence, one should be careful at all times.


3. Be cautious in providing the control number.

As with all money remittance processes, the procedure usually ends with the sender texting the receiver the control number, so they may prove that the cash is indeed intended for them. This is convenient, yet would also require caution as texting the control number to another person by mistake may cause the money to be received by the wrong person. Be sure to always double-check both the control number and the contact details where you’ll be sending the said validation numbers to.

These are just a few pointers to ensure that your next transaction will be safe and hassle-free. Familiarizing yourself with the remittance process and staying vigilant throughout the procedure may help you avoid scams and at the same time, enable your loved ones to receive your remittances in no time.

So, you finally receive your monthly pay, yet have no idea who to trust your remittance transactions with. Well worry no more, as we at Cebuana Lhuillier offer our Pera Padala Service, an easy, quick, and safe way to send and receive money. With more than 2,000 branches nationwide and accredited international partners, this money transfer service is made available to clients within and outside the Philippines. All transactions are real time, which enables clients to claim the money as soon as the sender completes the sending process in the branch. So what are you waiting for? Visit your nearest Cebuana Lhuillier branch now – we assure a fast, easy and secure transaction.