Money Remittance

Cebuana Lhuillier’s Pera Padala service is an easy, quick, and safe way to send and receive money within and outside the Philippines. You may claim the money as soon as the sender completes the remittance process in the branch! You may visit over 3,000 Cebuana Lhuillier branches nationwide and its wide network of accredited international partners.

Aside from going to the branch, you can also transfer money via eCebuana App and Cebuana from Home portal.

International Remittance Partners

GeoCountryPartner Name
AGGREGATOR / WORLDWIDE
AGGREGATOR
WESTERN UNION NETWORK
MONEYGRAM
RIA FINANCIAL SERVICES
WORLDREMIT LTD
EMQ LIMITED
TRANSFERTO MOBILE FINANCIAL SERVICES LTD
COINSTAR/SIGUE
LBC INTERNATIONAL
IREMIT INC.
LOCAL BANK
METROPOLITAN BANK & TRUST COMPANY (METROBANK)
BDO UNIBANK INC. (BDO, BDO UNIBANK, BANCO DE ORO, BANCO DE ORO UNIBANK, BDO BANCO DE ORO)
CHINA BANKING CORPORATION (CHINA BANK)
BANK OF THE PHILIPPINE ISLANDS (BPI)
ASIA UNITED BANK CORPORATION
RIZAL COMMERCIAL BANKING CORPORATION (RCBC)
BANK OF COMMERCE
PHILIPPINE NATIONAL BANK (PNB)
CEBUANA LHUILLIER RURAL BANK INC.
LAND BANK OF THE PHILIPPINES
DEVELOPMENT BANK OF THE PHILIPPINES
US CANADA
UNITED STATES
REMITLY INC.
PAYPAL PTE LTD/XOOM
QUIKZ US (PANGEA USA, LLC)
PINOY EXPRESS FOREIGN EXCHANGE
OMNEX GROUP (SHARE MONEY  AND UNO MONEY TRANSFERS)
RUSTANS, LLC
CANLAS CORPORATION DBA CANLAS EXPRESS
VIAMERICAS CORPORATION
RJCL CORPORATION DBA RNV FOREX
ROXE INC.
KWIK DOLLAR LLC DBA DINEX AND ENVIOS.COM
CANADA
FAMILY EXPRESS CANADA., LTD.
FILERMIT CORP.
ATIN ITO VARIETY BAKERY AND REMITTANCE LTD
RELIABLE PESOREMIT (PHILS.), INC.
EMEA (EUROPE, MIDDLE EAST)
NEW YORK BAY PHILIPPINES INC.
AL ANSARI EXCHANGE LLC
INSTANT CASH FZE
THE NATIONAL BANK OF RAS AL KHAIMAH (P.S.C) – PUBLIC JOINT STOCK COMPANY
OPTIMUM EXCHANGE REMIT INC
UREMIT INTERNATIONAL CORPORATION
AL FUAD EXCHANGE
DIRECT REMIT LIMITED
AL GHURAIR EXCHANGE
LARI EXCHANGE
AL FARDAN EXCHANGE
WORLDWIDE CASH EXPRESS LIMITED
INDEX EXCHANGE
AL MUQREN EXCHANGE
LULU-PHILS INTL EXCHANGE INC
SEND EXCHANGE EST.
BAHRAIN
BFC BANK LIMITED (FORMERLY EZREMIT LTD.)
KSA
BANK ALBILAD
UNILINK EXPRESS PAYMENT PHILS. INC
GEORGIA
MFO INTEL EXPRESS GEORGIA LTD
UK / EU
SMALL WORLD FINANCIAL SERVICES GROUP LTD
MASARI PAYMENT SERVICES LTD
AFTAB CURRENCY EXCHANGE LIMITED
CONNECT PLUS BUSINESS LIMITED
CROSSPAY LTD.
UK/UAE
DAYTONA CAPITAL MANAGEMENT LTD
ISRAEL
WORLDCOM INTERNATIONAL COMMUNICATION LTD. (WIC)
REWIRE (O.S.G.) RESEARCH AND DEVELOPMENT LTD.
GMT ADVANCED FINANCIAL SERVICES
SPAIN
I TRANSFER GLOBAL PAYMENTS EP, S.A.U.
SWITZERLAND
MONEY & COM SA
KUWAIT
WALL STREET EXCHANGE COMPANY
SPEED REMIT WORLDWIDE LIMITED
EU
TEMPO MONEY TRANSFER
BELGIUM
QIWI BANK (JOINT-STOCK COMPANY)
ASPAC (ASIA PACIFIC)
                                                 
MALAYSIA
TRANGLO SDN BHD.
TML REMITTANCE CENTER SDN BHD
SMJ TERATAI SDN BHD
MERCHANTRADE ASIA SDN BHD
PLACID NK CORP
CIMB ISLAMIC BANK
MAX MONEY SDN BHD
HONG KONG
FRANKI EXCHANGE CO.
ZHENXING TECHNOLOGY LIMITED
TAIWAN
WELL CHAIN INT’L CO LTD
EEC INT’L PHILS CORP
FASTREMIT SERVICE INC.
METREX SERVICE CO.
JAPAN
DIGITEL CO. LTD.
JAPAN REMIT FINANCE CO. LTD.
CITY EXPRESS MONEY TRANSFER CO. LTD.
UNIDOS CO., LTD.
SINGAPORE
KABAYAN REMITTANCE PTE LTD
BKK FOREX PTE. LTD.
RIGHT CHOICE PAYMENTS PTE LTD (FORMERLY BRUNPHIL EXPRESS S PTE LTD
KOREA
FINSHOT
KEB HANA BANK
GLOBAL MONEY EXPRESS
CAMBODIA
WING (CAMBODIA) LIMITED SPECIALISED BANK
BRUNEI
PINOY EXPRESS HATID PADALA SERVICES, INC.
AUSTRALIA
FOREX WORLD PTY LTD
BM EXPRESS INTL. SERVICES PTY LTD
PAPUA NEW GUINEA
OURYES CORPORATION

 

 

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Cebuana Lhuillier Pera Padala Agents (Domestic Remittance)

Action.Able, Inc.
Asenso Pinoy Stores
CIS Bayad Center, Inc.

Card MRI Rizal Bank Inc.

Cherrypay Phillippines, Inc
CVM Pawnshop
Daniel Pawnshop
DPB
Direct Agent 5
Expresspay
Gemmary Pawnshop and Jewelry

GPRS – Unified Products and Services, Inc.
GRJ Jaro Pawnshop Corp.

LBC Express Inc.
LIPA BANK
LUCKY DRAGON PAWNSHOP
Marjam Money Changer Corp
Optimum Exchange Remit, Inc. -(All Cash)
Petnet Inc.
PisoPay.com Inc.
Raquel Pawnshop, Inc
Robinsons Bank, Inc.
SM
True Money Philippines, Inc.
USSC (Universal Storefront Services Corporation)
Vantage Financial Corp. (Ebiz)
H. Villarica Pawnshop, Inc.
Sinag Pawnshop
LOLC
Zing Unltd. Inc
Agrilife
Pitakamo














How to Send Money via Branch

  1. Visit any Cebuana Lhuillier branch and fill out the Pera Padala form.
  2. Present the accomplished form, valid ID, and 24k card (if you are a 24k cardholder) to the branch personnel.
  3. Give the total amount to be paid.
  4. Secure the Pera Padala form (and count the change received, if there is any).
  5. Provide the 10-digit control number to the receiver/beneficiary of money transfer.

NOTE: The receiver/beneficiary should provide the control number and present a valid ID when claiming the remittance.

How to Claim Money via Branch

  1. Visit any Cebuana Lhuillier Pawnshop branch and fill out the Pera Padala form.
  2. Present the accomplished form, valid ID and 24k card (if a 24k card holder) to the branch personnel.
  3. Count the money received.

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How to Send Money from Abroad to the Philippines

How to Send Money from Abroad to the Philippines

  1. Visit any of Cebuana Lhuillier’s international partners and fill out the send form.
  2. Submit the accomplished form along with a valid ID.
  3. Give the total amount to be paid to the branch personnel.
  4. Secure the official receipt or any proof of remittance.
  5. Provide the reference number to the receiver/beneficiary.

NOTE: The receiver/beneficiary should provide the control number and present a valid ID when claiming the remittance.

How to Send Money from the Philippines to Abroad (via Moneygram and Western Union)

How to Send Money from the Philippines to Abroad (via Moneygram)

  1. Visit any Cebuana Lhuillier branch and fill out the Pera Padala form.
  2. Present the accomplished form, valid ID, and 24k card (if you are a 24k cardholder) to the branch personnel.
  3. Give the total amount to be paid.
  4. Secure the Pera Padala form (and count the change received, if there is any).
  5. Provide the 10-digit control number to the receiver/beneficiary.
How to Claim Money Abroad from the Philippipnes

  1. Visit any of Cebuana Lhuillier’s international partners and fill out the receive form.
  2. Present the accomplished form and valid ID to the branch personnel.
  3. Count the money received.
How to Claim Money in the Philippines from Abroad

How-to-Claim-Money-in-the-Philippines-from-Abroad

  1. Visit any Cebuana Lhuillier Pawnshop branch and fill out the Pera Padala form.
  2. Present the accomplished form, valid ID and 24k card (if you are a 24k card holder) to the branch personnel.
  3. Count the money received.

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As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

  1. Passport
  2. Driver’s License
  3. Professional Regulations Commission (PRC) ID
  4. National Bureau of Investigation (NBI) Clearance
  5. Police  Clearance
  6. Postal ID
  7. Voters ID
  8. Tax Identification Number (TIN)
  9. Barangay Clearance
  10. Government Service Insurance System (GSIS) e-Card
  11. Social Security System (SSS) Card
  12. Senior Citizen ID Card
  13. Overseas Woekers Welfare Administration (OWWA) ID
  14. OFW ID
  15. Seaman’s Book
  16. Alien Certificate of Registration (ACR)/ Immigrant Certificate of Registration
  17. Government office and GOCC ID (eg. AFP, HDMF?Pag-ibig Fun IDs
  18. Certification from the National Council in Disability Affairs (NCDA)
  19. ID issued by the National Council on Disability (NCDA)
  20. DSWD Certification
  21. Integrated Bar of the Philippines ID
  22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
  23. Philippine Health Insurance Card ng Bayan
  24. School ID signed by the principal or head of educational institution
  25. National ID/Philippines Identification Card (PhilID)
  26. Philippine Identification Card (PhilID) issued by Philippines Statistics Authority (PSA)
  27. Unified Multi-Purpose IS (UMID) 
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Click here
to know more about our Pera PadaLOWEST (PISO kada P100) PROMO!
Amount
PROMO RATE
NCR
NORTH LUZON
CENTRAL LUZON
SOUTH LUZON
VISAYAS
MINDANAO
(NATIONWIDE)
1100₱1.00₱1.00₱1.00₱1.00₱1.00₱1.00₱1.00
101200₱2.00₱3.00₱1.00₱1.00₱1.00₱1.00₱1.00
201300₱3.00₱5.00₱2.00₱2.00₱2.00₱2.00₱2.00
301400₱4.00₱10.00₱3.00₱3.00₱3.00₱3.00₱3.00
401500₱5.00₱15.00₱7.00₱7.00₱7.00₱7.00₱7.00
501600₱6.00₱17.00₱9.00₱9.00₱9.00₱9.00₱9.00
601700₱7.00₱20.00₱10.00₱10.00₱10.00₱10.00₱10.00
701800₱8.00₱20.00₱12.00₱12.00₱12.00₱12.00₱12.00
801900₱9.00₱23.00₱12.00₱12.00₱12.00₱12.00₱12.00
9011000₱10.00₱25.00₱15.00₱15.00₱15.00₱15.00₱15.00
10011500₱15.00₱40.00₱20.00₱20.00₱20.00₱20.00₱20.00
15012000₱20.00₱50.00₱30.00₱30.00₱30.00₱30.00₱30.00
20012500₱25.00₱65.00₱40.00₱40.00₱40.00₱40.00₱40.00
25013000₱30.00₱75.00₱50.00₱50.00₱50.00₱50.00₱50.00
30013500₱35.00₱90.00₱60.00₱60.00₱60.00₱60.00₱60.00
35014000₱40.00₱100.00₱70.00₱70.00₱70.00₱70.00₱70.00
40015000₱50.00₱110.00₱90.00₱90.00₱90.00₱90.00₱90.00
50016000₱60.00₱220.00₱114.00₱114.00₱114.00₱114.00₱114.00
60017000₱70.00₱220.00₱118.00₱118.00₱118.00₱118.00₱118.00
70018000₱80.00₱220.00₱125.00₱125.00₱125.00₱125.00₱125.00
80019500₱95.00₱220.00₱125.00₱125.00₱125.00₱125.00₱125.00
950110000₱100.00₱240.00₱140.00₱140.00₱140.00₱140.00₱140.00
1000114000₱140.00₱250.00₱260.00₱260.00₱260.00₱260.00₱260.00
1400115000₱150.00₱300.00₱310.00₱310.00₱310.00₱310.00₱310.00
1500120000₱200.00₱350.00₱360.00₱360.00₱360.00₱360.00₱360.00
2000130000₱300.00₱400.00₱410.00₱410.00₱410.00₱410.00₱410.00
3000140000₱400.00₱450.00₱460.00₱460.00₱460.00₱460.00₱460.00
4000150000₱500.00₱500.00₱510.00₱510.00₱510.00₱510.00₱510.00

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Moneygram Rate
 Principal From Principal To Charge Amount
 P1 P5,000 P500
 P5,001 P10,000 P600
 P10,001 P250,000 P900
 P250,001 P500,000 P1,200
Western Union Rates
 Principal From Principal To Charge Amount
 P1 P10,000 P500
 P10,001 P50,000 P750
 P50,001 P100,000 P850
 P100,001 above P1,100

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Where to Remit

Cebuana Lhuillier has 3,000 plus branches all over the Philippines. Find the nearest one using our branch locator.

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Send money nationwide directly to selected banks for as low as Php 70 at any 3,000 Cebuana Lhuillier branches nationwide.

Domestic RTA via Direct DepositBPI
Metro Bank & Trust Company
Domestic RTA via InstaPayo AllBank (A Thrift Bank), Inc.
o Asia United Bank Corporation
o Bangko Mabuhay
o Bank of Commerce
o BDO Network Bank
o BDO Unibank, Inc.
o Binangonan Rural Bank
o BPI /Family Bank
o BPI Direct BanKO
o Camalig Bank, INc. (A RURAL)
o CARD Bank Inc.
o China Bank Savings, Inc.
o China Banking Corporation
o Community Rural Bank of Romblon (Romblon), Inc.
o CTBC Bank (Philippines) Corporation
o Development Bank of the Philis
o Dumaguete City Development Bank, Inc
o Dungganon Bank (A Microfinance Rural Bank), Inc.
o East West Banking Corporation
o East West Rural Bank, Inc.
o Equicom Savings Bank, Inc.
o ING Bank N.V.
o ISLA Bank
o Land Bank of The Philippines
o Legazpi Savings Bank, Inc.
o Malayan Bank
o Maybank Philippines, Inc.
o Metrobank Bank & Trust Company
o Mindanao Consolidad Cooperative Bank
o Partner Rural Bank (Cotabato)
o PayMaya Philippines
o Philippine Bank of Communications
o Philippine Business Bank
o Philippine National Bank
o Philippine Savings Bank
o Philippine Trust Company
o Philippines Veterans Bank
o Producers Savings Bank Corporation
o Queen City Development Bank, Inc
o Quezon Capital Rural Bank, inc.
o Rizal Commercial Banking Corporation
o Robinsons Bank Corporation
o Rural Bank of Guinobatan, Inc.
o Seabank Philippines, Inc.
o Security Bank Corporation
o STANDARD CHARTERED BANK
o Sterling Bank of Asia, Inc.
o Sun Savings Bank, Inc.
o UCPB Savings Bank
o Union Bank of the Philippines
o United Coconut Planters Bank
o Wealth Development Bank Corporation
Domestic RTA via Micro SavingsCebuana Lhuillier Rural Bank, Inc.

Through partnerships with banks, Cebuana Lhuillier serves as a bank unit/branch extension allowing payout direct to a bank account.

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DOMESTIC REMITTANCE
INTERNATIONAL REMITTANCE
From Sheryl Gorres:”Nung time ng after ng Yolanda.Walang ibang bukas na remittance business establishment kundi Cebuana lang. Malaking tulong talaga yun hindi lang sakin pati sa pamilya ng pinadalhan ko. Sobrang halaga ang Cebuana Lhuillier kasi maasahan po ang sila. Kung lahat ng establishment ay close dahil sa bagyo or anong event pa man, Cebuana lang ang maaasahan mo.”From Elizabeth Limbo:”Malaking tulong sa akin ang Cebuana Lhuillier dahil madali lang makarating ang aking padala. Minuto lang ang hihintayin, nakakarating na ito agad sa aking pinadalhan.”From Tita Laguindab:”Very important ang Cebuana Lhuillier in a sense that they have branches anywhere. They are very accessible for remittance as long as you have the valid identifications.”From Leanido Quilicot:”Sa Cebuana Lhuillier pakiramdam ko parang nanay ko na din ang mismong nagabot ng pera padala dahil sa kaaya-aya at maayos sa serbisyo.”From: Melita A. Garcia:”Laking saya ang nadama ko sa Cebuana Lhuillier pagkatanggap ko ng perang padala tulong ng anak sa malayong lalawigan na akala mo ay kapitbahay lang. Napakadali, napakainam na tulong sa aking pangangailangan. Isa na akong senior citizen na nagsasabing salamat, Cebuana Lhuillier. Dagli kong natatanggap [ang] tulong na financial [para] sa pangagailangang panggamot at iba pa.”From Jemellee Morales:“I’ve been doing my remittance (transactions) with Cebuana Lhuillier Pera Padala for the past 2 years for both personal and business transactions. The staff is efficicient and reliable. They offer very friendly assistance especially those from the Mabini 4 branch where I usually do my transactions. I would definitely recommend your Pera Padala service to my family and friends.”
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1. Does a Money Remittance transaction have an expiry?
Most money transfer transactions are valid for 5 years with the exception of international remittance via Moneygram which is valid only for 45 days.
2. I'm only sending money, why do I have to present a valid ID for this transaction?
We only require IDs from clients who will be sending money remittance for the first time. This is in line with our compliance with the Bangko Sentral ng Pilipinas (BSP) policy of knowing our clients to ensure the safety and integrity of your transaction.

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Transaction TypeService Fee per TransactionMaximum amount per Transaction
Metrobank₱100.00₱50,000.00
BPI₱90.00₱50,000.00
Cebuana Lhuillier Micro Savings₱70.00₱50,000.00
Domestic RTA via Direct DepositMetrobank
Domestic RTA via InstaPay
o AllBank (A Thrift Bank), Inc.
o Asia United Bank Corporation
o Bank of Commerce
o BDO Unibank, Inc.
o CARD Bank Inc.
o China Bank Savings, Inc.
o China Banking Corporation
o CTBC Bank (Philippines) Corporation
o Dungganon Bank (A Microfinance Rural Bank), Inc.
o East West Banking Corporation
o East West Rural Bank, Inc.
o Equicom Savings Bank, Inc.
o ING Bank N.V.
o Land Bank of The Philippines
o Malayan Bank
o Maybank Philippines, Inc.
o Philippine Bank of Communications
o Philippine National Bank
o Philippine Savings Bank
o Philippine Trust Company
o Rizal Commercial Banking Corporation
o Robinsons Bank Corporation
o Rural Bank of Guinobatan, Inc.
o Security Bank Corporation
o Sterling Bank of Asia, Inc.
o Sun Savings Bank, Inc.
o Union Bank of the Philippines
o United Coconut Planters Bank
Domestic RTA via Micro SavingsCebuana Lhuillier Micro Savings