When tough times come and they surely will, most people would have one thing in mind:
“Where can I get quick cash?”
For most folks, tough times refer to periods of economic hardship or a short-term need for additional cash. Whatever the extent or gravity of the financial need, the most important consideration is how one can find the right and fast solution.
Some approach loan sharks, although that is certainly dangerous. Some reach out to their family or relatives for a handout.
Others opt to go to Cebuana Lhuillier, a company that has financially helped millions of Filipinos for many decades. Its traditional pawning and online pawning system has served and helped thousands of people in their times of need.
Traditional pawning is essentially about taking your valuable possessions to the pawnshop, getting an appraisal, and receiving the corresponding amount in relation to your collateralized property.
At Cebuana Lhuillier, you can pawn both jewelry and non-jewelry items. For jewelry, a person can pawn gold, silver or platinum jewelry items. Diamonds and high-end watches are also acceptable as collaterals. For non-jewelry, one can pawn gadgets such as a laptop, a tablet or a cellphone.
Traditional pawning with Cebuana Lhuillier is very fast and convenient. The process is easy to follow and receiving the money you need is totally hassle-free.
The first step to take is to visit the Cebuana Lhuillier branch nearest your home or place of work. Once at the branch, approach the friendly staff and present the item that you want to pawn. The expert pawnshop staff will inspect the item and will conduct an appraisal. Once they are done with the appraisal, they will inform you about the appraised value and net proceeds that can be received.
The pawn shop staff will also request for your identification card. Government-issued IDs are the best forms of identification to present and use for the transaction.
If you agree to the terms, the staff will request you to sign the pawn ticket. After signing, you will be given the money that corresponds to the item that you pawned.
During renewal or redemption of the property that you pawned, all you need to do is to present the signed pawn ticket.
Another amazing feature of Cebuana Lhuillier’s service is called Renew Anywhere which allows a person to renew a loan without having to go to the original branch where the first transaction was made. Any Cebuana Lhuillier branch can process a loan renewal because of the company’s computerized database system.
Online Pawning – not yet available
While traditional pawning still works very well, living in the 21st century has opened other avenues for people to receive financial help. People who are too busy to visit a pawnshop, especially those who work nights and have no opportunity to go to Cebuana Lhuillier during operating hours, worry is absolutely unnecessary.
With online pawning, people can get the same level of service and satisfaction that Cebuana Lhuillier offers through its traditional pawning system. Cebuana’s online pawning site is available to customers who prefer to transact online.
To use this online service, one simply needs to create an account with Cebuana Lhuillier. With online pawning, one can take a photo of the jewelry or non-jewelry item to be pawned. The photo of the item can be uploaded onto Cebuana Lhuillier’s secure website. The expert team of appraisers will review the photo and will give immediate feedback. Once item is approved, Cebuana Lhuillier will send a notification to be followed by a cash deposit to the lendee’s bank account.
Indeed, whether you choose to do traditional pawning or opt online transactions, Cebuana Lhuillier has got you fully covered. In just a few, simple and easy steps, you can get quick cash to help you.