Services
Pawning
With close to 2,500 branches nationwide, Cebuana Lhuillier is one of the most accessible pawnshop chains in the Philippines. Alongside safety and world-class service, Cebuana Lhuillier also gives one of the highest appraisal rate in the industry for items such as jewelry and gadgets, offering up to 30% more than other pawnshops.
How to Pawn at Cebuana Lhuillier
Pera Padala
Cebuana Lhuillier’s money transfer service is an easy, quick, and safe way to send and receive money. With close to 2,500 branches nationwide and accredited international partners, this service is made available to clients within and outside the Philippines. All transactions are real time, which enables clients to claim the money as soon as the sender completes the sending process in the branch.
Sending Money Through Pera Padala
Microinsurance
With affordable insurance products to help low-income Filipinos avail of financial services and privileges that higher-income earners have easy access to, we offer innovative microinsurance products and services that promise to minimize impact of distress and misfortune on one’s financial position.
Testimonial: Cebuana Lhuillier Microinsurance
Bank
Cebuana Lhuillier Bank is a rural bank that provides opportunities to empower micro, small, and medium enterprises to grow their businesses through microfinancing, among other banking transactions. It was established in 1998 with its branch in Bacoor, Cavite. Two years later, its second branch opened in Calatagan, Batangas, and has since been offering clients the high-quality service that Cebuana Lhuillier is known for.
Institutional Services
Cebuana Lhuillier is open to partnerships to help other businesses grow and to serve more individuals. Allow us to assist you in achieving your business goals while enjoying the following benefits.
24k
The 24k Rewards Program instantly grants clients with exclusive privileges, discounts, and special service offerings as they transact at Cebuana Lhuillier branches. The first of its kind in the pawnshop and money remittance industries, the 24k Rewards Program allows clients to earn 1 point for every Php40 interest or service fee paid. Each point is equivalent to Php1. To join, the client has to earn at least 50 reward points or pay a Php100 processing fee.
The 24k Rewards Program instantly grants clients with exclusive privileges, discounts, and special service offerings as they transact at Cebuana Lhuillier branches. The first of its kind in the pawnshop and money remittance industries, the 24k Rewards Program allows clients to earn 1 point for every Php40 interest or service fee paid. Each point is equivalent to Php1. To join, the client has to earn at least 50 reward points or pay a Php100 processing fee.
Services
24k
The 24k Rewards Program instantly grants clients with exclusive privileges, discounts, and special service offerings as they transact at Cebuana Lhuillier branches. The first of its kind in the pawnshop and money remittance industries, the 24k Rewards Program allows clients to earn 1 point for every Php40 interest or service fee paid. Each point is equivalent to Php1. To join, the client has to earn at least 50 reward points or pay a Php100 processing fee.
How to Send or Claim
- Visit any Cebuana Lhuillier branch and fill out the Pera Padala form.
- Present the accomplished form, valid ID, and 24k card (if you are a 24k cardholder) to the branch personnel.
- Give the total amount to be paid.
- Secure the Pera Padala form (and count the change received, if there is any).
- Provide the 10-digit control number to the receiver/beneficiary.
- Visit any Cebuana Lhuillier Pawnshop branch and fill out the Pera Padala form.
- Present the accomplished form, valid ID and 24k card (if a 24k card holder) to the branch personnel.
- Count the money received.
Rates
Domestic Remittance Rates
| Sending | Amount | Charge Amount | Charge Amount | Charge Amount | Charge Amount | Charge Amount |
|---|---|---|---|---|---|---|
| From | To | Metro Manila | Northern Luzon | Southern Luzon | Visayas | Mindanao |
| 1.00 | 100.00 | PHP1.00 | PHP1.00 | PHP1.00 | PHP1.00 | PHP1.00 |
| 100.01 | 200.00 | PHP3.00 | PHP3.00 | PHP1.00 | PHP1.00 | PHP1.00 |
| 200.01 | 300.00 | PHP5.00 | PHP5.00 | PHP2.00 | PHP2.00 | PHP2.00 |
| 300.01 | 400.00 | PHP10.00 | PHP10.00 | PHP3.00 | PHP3.00 | PHP3.00 |
| 400.01 | 500.00 | PHP15.00 | PHP15.00 | PHP7.00 | PHP7.00 | PHP7.00 |
| 500.01 | 600.00 | PHP18.00 | PHP17.00 | PHP9.00 | PHP9.00 | PHP9.00 |
| 600.01 | 700.00 | PHP21.00 | PHP20.00 | PHP10.00 | PHP10.00 | PHP10.00 |
| 700.01 | 800.00 | PHP24.00 | PHP20.00 | PHP12.00 | PHP12.00 | PHP12.00 |
| 800.01 | 900.00 | PHP27.00 | PHP23.00 | PHP12.00 | PHP12.00 | PHP12.00 |
| 900.01 | 1,000.00 | PHP30.00 | PHP25.00 | PHP15.00 | PHP15.00 | PHP15.00 |
| 1,000.01 | 1, 500.00 | PHP45.00 | PHP40.00 | PHP20.00 | PHP20.00 | PHP20.00 |
| 1,500.01 | 2,000.00 | PHP60.00 | PHP50.00 | PHP30.00 | PHP30.00 | PHP30.00 |
| 2,000.01 | 2,500.00 | PHP75.00 | PHP65.00 | PHP40.00 | PHP40.00 | PHP40.00 |
| 2,500.01 | 3,000.00 | PHP90.00 | PHP75.00 | PHP50.00 | PHP50.00 | PHP50.00 |
| 3,000.01 | 3,500.00 | PHP95.00 | PHP90.00 | PHP60.00 | PHP60.00 | PHP60.00 |
| 3,500.01 | 4,000.00 | PHP115.00 | PHP100.00 | PHP70.00 | PHP70.00 | PHP70.00 |
| 4,000.01 | 5,000.00 | PHP125.00 | PHP110.00 | PHP90.00 | PHP90.00 | PHP90.00 |
| 5,000.01 | 6,000.00 | PHP145.00 | PHP220.00 | PHP114.00 | PHP114.00 | PHP114.00 |
| 6,000.01 | 7,000.00 | PHP155.00 | PHP220.00 | PHP118.00 | PHP118.00 | PHP118.00 |
| 7,000.01 | 8,000.00 | PHP165.00 | PHP220.00 | PHP125.00 | PHP125.00 | PHP125.00 |
| 8,000.01 | 9,500.00 | PHP185.00 | PHP220.00 | PHP125.00 | PHP125.00 | PHP125.00 |
| 9,500.01 | 10,000.00 | PHP195.00 | PHP240.00 | PHP140.00 | PHP140.00 | PHP140.00 |
| 10,000.01 | 14,000.00 | PHP250.00 | PHP250.00 | PHP260.00 | PHP250.00 | PHP260.00 |
| 14,000.01 | 15,000.00 | PHP300.00 | PHP300.00 | PHP310.00 | PHP300.00 | PHP310.00 |
| 15,000.01 | 20,000.00 | PHP350.00 | PHP350.00 | PHP360.00 | PHP480.00 | PHP360.00 |
| 20,000.01 | 30,000.00 | PHP400.00 | PHP400.00 | PHP410.00 | PHP720.00 | PHP410.00 |
| 30,000.01 | 40,000.00 | PHP450.00 | PHP450.00 | PHP460.00 | PHP960.00 | PHP460.00 |
| 40,000.01 | 50,000.00 | PHP500.00 | PHP500.00 | PHP510.00 | PHP1,200.00 | PHP510.00 |
International Remittance Rates
| Principal From | Principal To | Charge Amount |
|---|---|---|
| P1 | P5,000 | P500 |
| P5,001 | P10,000 | P600 |
| P10,001 | P250,000 | P900 |
| P250,001 | P500,000 | P1200 |
Wester Union Rates
| Principal From | Principal To | Charge Amount |
|---|---|---|
| P1 | P10,000 | P500 |
| P10,001 | P50,000 | P750 |
| P50,001 | P100,000 | P850 |
| P100,001 | above | P1,100 |
IDs Accepted
- Passport
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Barangay Certification
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration (OWWA) ID
- OFW ID
- Seaman’s Book
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
- Home Development Mutual Fund (HDMF ID)
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines (IBP) ID
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
- Tax Identification Number (TIN)
- ID issued by the National Council on Disability Affairs (NCDA)
- Philhealth Health Insurance Card ng Bayan
- School ID signed by the school principal or head of the educational institution
- Philippine Identification Card (PhilID) issued by Philippine Statistics Authority (PSA)
- For Foreign Nationals
- Passport
- Alien Certificate of Registration
Items Accepted
IDs Accepted
- Passport
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Barangay Certification
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration (OWWA) ID
- OFW ID
- Seaman’s Book
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
- Home Development Mutual Fund (HDMF ID)
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines (IBP) ID
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
Appraisal Calculator
List of Products
- ACP Gold - ACP Gold is a 24/7 Personal Accident Insurance with worldwide coverage! For as low as P40, each certificate is valid for four (4) months and can be availed up to a maximum of 5 certificates per insured.
- TanodCARE - TanodCARE is a Group Personal Accident Microinsurance specially designed for barangay tanod officials and its members/personnel.
- TodaCARE -TODACARE is a Group Personal Accident Insurance specially designed for transport group leaders, officers and members.
- StudentCARE - StudentCARE is a Group Personal Accident Microinsurance that protects students from various perils 24/7 worldwide.
- EmployeeCARE - EmployeeCARE is a Group Personal Accident Micro-insurance specially designed for employees.
- SecurityCARE - SecurityCARE is a Group Personal Accident Insurance specially designed for Security Guards and officers.
- AutoCARE - AutoCARE Insurance is a Standard Comprehensive Car Insurance that covers Own Damage (OD), Theft, Loss and/or Damage. Excess Bodily Injury (EBI), Excess Property Damage (EPD), and Acts of God/Nature (AOG/AON).
- MotorCARE - MotorCARE Insurance is a Standard Comprehensive Motorcar Insurance that covers Own Damage (OD), Theft, Loss and/or Damage, Excess Bodily Injury (EBI), Excess Property Damage (EPD), and Acts of God/Nature (AOG/AON).
- PharmaCARE/Insuremed - Insuremed is Personal Accident micro-insurance program designed for consumers of medicines and other pharmaceutical products. It covers Accidental Death, Dismemberment and/or Disablement (ADD&D), Murder and Unprovoked Assault (UMA) and Fire Cash Assistance.
- HomeCARE Insurance - HomeCARE Insurance is a very affordable Residential Fire Insurance coverage. It offers loss protection to buildings and residential dwellings including their contents against perils of fire, lightning and other allied perils such as earthquake, typhoon and flood.