24k Rewards Program

• Visit 24k Online Portal website, fill-out the application form and click sign-up
•  24k Rewards Program is completely FREE to join with no renewal fees, just apply and start collecting points immediately.
• You can log in to 24k Online Portal whenever you like to check your balance, redeem points and check on our special offers that are only available to 24k members.
• Online registration for a 24k card does not provide a physical card however if you’d prefer a card option, it is available directly at one of our 2500 branches for only P150 for new card and P75 for upgrade for existing 24k card holders.

• If you would like to have a 24k virtual card, you may ask assistance from our branch personnel and they will enrol you for FREE. No additional forms needed just present a valid ID upon application.
• Your account information will be available online for you to access 24/7 just log in to the 24k Online Portal, using your customer ID, phone number or email that you used during your registration
• If you prefer to have a physical card, fill out the application form and submit it to our branch personnel. Present a valid ID upon application.

• Reward points can serve as a payment for interest or fees in any pawning and remittance transactions.
• Reward points can also be converted to E-load credits.
• 24k card also provides you easy management of transactions through the 24k Online Portal that lets you view your previous and current transactions with Cebuana Lhuillier. The portal also allows you to inquire about our services or even transact through cellphone or the Internet.

For clients who earn a total of 110 points within the year, they are automatically elevated into a 24k Gold Card Member who enjoy additional perks and and benefits.

24k Cebuana members enjoy the following benefits:

How To Redeem Points

How to Redeem Points

Visit the nearest Cebuana Lhuillier Pawnshop branch or Pera Padala stand-alone outlet and present your 24k card or 24k virtual card to our branch personnel.

Converting your 24k reward points to E-load

1. Present your 24k card to our branch personnel.
2. The branch personnel will check the total number of points in your card.
3. Choose from Cebuana Lhuillier’s loading services. There are no limits to how much a cardholder can load per day.

Converting your 24k reward points as donations to charitable institutions

1. Present your 24k to our branch personnel.
2. The branch personnel will check the total number of points in your card.
3. Have at least one transaction at the branch (pawning, renewal, redemption, remittance) and make sure that the card has available points to donate to charitable institutions that have partnered with Cebuana Lhuillier.
4. Fill out the Pera Padala form, write the name of your recipient and, the amount that you wish to donate from your 24k reward points.