24k Rewards Program

The 24k Rewards Program instantly grants clients with exclusive privileges, discounts, freebies, and special service offerings for every transaction they make at any branch nationwide.

  1. Fill out the application form and submit to any Cebuana Lhuillier branch. Present a valid ID upon application.
  2. You can either pay the Php100 card processing fee or earn 50 reward points by constantly availing of Cebuana Lhuillier’s services starting from the date of your application.
  3. Upon completion, an SMS notification will be sent to you detailing when your Cebuana Lhuillier 24k Card will be ready for pick-up.
  4. The card can be claimed from the Cebuana Lhuillier branch where your application was processed. To claim the card, present at least one valid ID for verification.

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24k plus EARN POINTS

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  • Reward points can serve as a payment for interest or fees in any pawning and remittance transactions.
  • Reward points can also be converted to E-load credits.
  • Points can be used to pay bills.
  • 24k card also provides you easy management of transactions through the 24K Online Portal that lets you view your previous and current transactions with Cebuana Lhuillier. The portal also allows you to inquire about our services or even transact through cellphone or the Internet.
  • The 24k card also allows you to avail our E-Money service. E-Money allows you to remit money to your loved ones through the Internet or SMS.
24k Cebuana cardholders enjoy the following benefits:
  • Faster processing of transactions
  • Auto-text alerts or notifications on promos and transactions
  • Transactional queries via SMS
  • Invites to exclusive client events
  • Free jewelry cleaning
  • Preferential/maximum appraisal rates when pawning
  • Chance to increase prizes when winning in Cebuana’s promos
  • Check status of transactions on the internet via 24K Online
  • Discounts from partner establishments
  • Use reward points to pay interest rates and service charges in pawning and remittance transactions
  • Conversion of reward points to E-load
  • Use of reward points to pay for bills from partner establishments
  • Use of reward points to make a donation to charitable institutions
  • Conversion of reward points to coupons that can be used to purchase services and products from partner establishments.

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How To Redeem Points
  1. Visit the nearest Cebuana Lhuillier Pawnshop branch or Pera Padala stand-alone outlet and present your 24k Cebuana card to our branch personnel.
  2. Have at least one transaction at the branch (pawning, renewal, redemption, remittance) and make sure that the card has at least 50 accumulated points which are convertible to cash coupons.
  3. Let our branch personnel know that you will be converting your points to cash coupons.
  4. Depending on your number of reward points and preference, you may claim the rewards coupons in denominations of 50, 100, 200, and 500.
  5. Use the reward coupons to purchase products and services from Cebuana Lhuillier’s partner establishments. Bring your 24k card for verification.

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Converting your 24k reward points to E-load
  1. Present your 24k card to our branch personnel.
  2. The branch personnel will check the total number of points in your card.
  3. The card must have at least 50 accumulated points available to purchase e-load from Cebuana Lhuillier.
  4. Choose from Cebuana Lhuillier’s loading services. The cardholder may load up to Php100 per day.
Converting your 24k reward points to bills and tuition payment
  1. Present your 24k card and billing statement to our branch personnel.
  2. The branch personnel will check the total number of points in your card.
  3. Have at least one transaction at the branch (pawning, renewal, redemption, remittance sending or remittance receiving) and make sure that the card has at least 50 accumulated points available to use it to pay for bills or tuition fees from Cebuana Lhuillier’s partner establishments.
  4. One (1) point is equivalent to Php 1.
Converting your 24k reward points as donations to charitable institutions
  1. Present your 24k to our branch personnel.
  2. The branch personnel will check the total number of points in your card.
  3. Have at least one transaction at the branch (pawning, renewal, redemption, remittance) and make sure that the card has at least 50 accumulated points available to donate to charitable institutions that have partnered with Cebuana Lhuillier.
  4. Fill out the Pera Padala form, write the name of your recipient and, the amount that you wish to donate from your 24k reward points.
Converting your 24k reward points to SM Advantage Card points

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24k Partners

You can get big discounts on purchases using your 24k card. Just present your card at our 24k partners’ establishments.

Luzon

 


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Visayas


Mindanao