News & Events

Why Choose Pera Padala Over Bank Remittance


Everyone makes decisions. We are given the choice to either choose one brand of shampoo over the other while showering, to either skip or take our breakfast with us when we’re running late, and either walk or commute towards work, considering the heavy traffic in mind. These are just some of the choices that we face every day. While they may look minor, time and energy may be sacrificed if we make the wrong decision. Choosing the wrong shampoo can lead to dandruff, skipping breakfast may weaken you throughout the day, and taking the wrong route to work (whether by foot or by wheels) may mean you’ll be arriving late at the office, much to the annoyance of your boss. The same cause and effect may be said about your preferred method of money transfer.

When you send money to your loved ones, time is a very important matter. If they have bills to pay which is already due today, the transaction time shouldn’t take long, or else they would have to risk penalties in their charges. This is a situation best understood by Cebuana Lhuillier, which is why they introduced the Pera Padala Service to accommodate the remittance needs of their customers. You may ask, does using this service have its advantages? The answer: A definite yes! Here are just some of the perks that you’ll be getting when choosing to remit via Pera Padala:

1. Fewer requirements.

Unlike bank remittances that would ask for numerous proof and validations, Cebuana’s Pera Padala would only require you to present your valid ID and the accomplished send form. That’s it. No need to bring a folder full of documents. The same can be said if you are the recipient; all you need to bring is a valid ID and the control number of the sender’s transaction. It’s that easy.


2. Real time results.

Remittances done in a bank would take up to 2 hours to process. It would be far worse if you’re remitting a check rather than cash, as it may take days to reflect on the recipient’s account. Cebuana’s Pera Padala revolutionizes the term speed, as it definitely processes your remittance in real time. After a quick transaction, you may already contact your loved ones and let them know of the control number, from there, they can already pick up the remittances from their local branch.


3. Nationwide coverage and accredited partners.

Bank branches are hard to come across in rural areas, while some close down early in the urban regions. When a relative is in need of financial assistance, lack of satellite branches may become a problem when remitting via banks, so why deal with the hassle if you can definitely have a smoother transaction with Cebuana’s Pera Padala. Having more than 1,800 branches nationwide and accredited international partners from Europe, the Middle East, Africa, US, Canada, and the Asia-Pacific Region, this money transfer service is made available to clients within and outside the Philippines.

Overall, this is a perfect chance to choose the most convenient and easiest way to send money to and from abroad, a method that would best work for you and your loved ones across the globe, anytime and literally anywhere. For more inquiries regarding our Pera Padala Service, you may visit your nearest Cebuana Lhuillier branch now – we assure a fast, easy and secure transaction.

Image Source: