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Ways Cebuana Lhuillier Can Help You With Your Pawning Needs


Pawning your items is one of the most convenient ways to earn quick cash. This financial service can help you pay for daily necessities, business equipment, emergency hospital bills, and more. The pawning process is simple and hassle-free, so you don’t even have to worry about meeting several requirements to qualify for the loan.

Pawnshops will give you money based on the appraised value of your item and keep the object as collateral for the loan. If you cannot pay back the money within the set period, they will then sell your item to cover the cost.

If you want to get a short-term loan you can rely on Cebuana Lhuillier for superior pawning services. We are one of the leading pawnshop brands in the Philippines, so you can trust that we will provide you with service that is nothing short of excellent.

Benefits of Pawning Items at Cebuana Lhuillier

Convenient Locations

With over 2,500 branches nationwide, we can assist you with your pawning needs no matter where you are in the country. All our branches are accessible, so you can easily pawn your items.

High Appraisal Rate

Cebuana Lhuillier offers one of the highest appraisal rates in the Philippines, reaching up to 30% higher appraisal on gold than other local pawnshops. This means you can get higher value for your items and bring home more cash for your personal and business needs.

Reliable Team

We have skilled and experienced branch personnel who can handle your items with utmost care. We make sure that your valuables are kept safe in our vault so we can return them to you in the same condition.

Additional Discounts

If you want exclusive privileges, discounts, and special offerings for your pawning transactions, you can sign up for our 24k Loyalty Program. 24k Gold Card Members will enjoy additional benefits on top of those offered to regular 24k members.

Pawning Services at Cebuana Lhuillier

New Pawning

This service refers to new transactions for clients who want to get quick loans by pawning their precious jewelry items.

Pawn Renewal

Through our renewal service, clients can renew and re-claim the items they pawn. Clients can also get another loan for their previously pawned items, this service also enables them to get additional cash without having to provide another object for collateral.

Pawn Redemption

Clients who want to claim their valuables can visit the branch where they pawned their items. Then, pay the remaining loan balance. Once the transaction is settled and the pawn ticket is presented and signed, the items will be returned to the owner.

Platforms for Cebuana Lhuillier Pawning Services

There are several ways you can take advantage of our exceptional pawning services. To make our financial solutions accessible to a wider group of people, we offer in-person and online services.

Cebuana Lhuillier Pawnshop Branches

To pawn an item at our physical locations, all you have to do is bring the object to the nearest branch for appraisal. One of our staff members will assess your item and give you an appraised value. Once you agree on the value and net proceeds, you will be given a pawn ticket, which you will need to claim your item.

We accept gold jewelry as pawning collateral in all branches while in selected branches we also acceptdiamonds, platinum jewelry, applianceswatches, cellphones, and laptops.

Cebuana From Home

For safer and more convenient pawning services during the COVID-19 pandemic, we offer CebuanaFrom Home. This online program allows you to take advantage of our services from the comforts of your own home.

To use this service, simply visit the CebuanaFrom Home website and choose the transaction that you need. You will be prompted to provide all the necessary information, such as item details for new pawn loans or pawn ticket numbers for renewals and redemptions. Once you have submitted the form, you must pay the transaction fees through accepted payment apps or bank transfer platforms.

One of our CebuanaFrom Home agents will then get in touch with you through phone or email. Once your transaction request is processed and confirmed, one of our dedicated appraisal riders will go to your house to complete your transaction.

Please take note that only jewelry items are accepted for new pawning transactions.


Whether you need to pay your bills or want to make a large purchase, you should consider pawning some of your valuables. Going to established pawnshops, like Cebuana Lhuillier, will allow you to get the money you require to complete your transaction.You can also go to these pawnshop and start investing in gold by buying rematado gold jewelry.

Through exceptional services, Cebuana Lhuillier helps clients throughout the Philippines with their pawning needs. We also provide a variety of financial solutions for Overseas Filipino Workers around the world. No matter your financial concern, you can trust that we have the knowledge and expertise to help you achieve your goals.

For more information about our pawning services, get in touch with us today. You may also reach out to learn more about our other microfinance products. We will be more than happy to answer any of your questions. Our team looks forward to hearing from you!