News & Events

International Fellowship Program on Disaster Resilience ends on a high note


The first-ever international fellowship program on disaster resilience by theBrown International Advance Research Institute (BIARI) ended on a high note, through the efforts of the institute and its partners in the Philippines – the Philippine Disaster Resilience Foundation (PDRF) and Holy Angel University. With the theme “Community Resilience for Natural Disasters,” the week-long program brought…

Cebuana continues disaster resilience campaign, designs microinsurance for MSMEs


Continuing its over 3-year long advocacy to promote disaster resilience, Cebuana Lhuillier collaborated with multiple stakeholders and designed a microinsurance product that will help MSMEs prepare for and recover from disasters. “Micro, small, and medium enterprises (MSMEs) are some of those that experience the most adverse impact from natural or man-made disasters.  They are as…

November 25 declared ASEAN Youth in Climate Action and Disaster Resilience Day


ASEAN leaders declared November 25 of every year as ASEAN Youth inClimate Action and Disaster Resilience Day at the recent ASEAN Summit in Singapore. The Declaration was adopted and signed by the heads of the 10 ASEAN member states namely, Brunei, Cambodia, Lao PDR, Indonesia, Malaysia, Myanmar, Philippines, Thailand, Singapore, Viet Nam who gathered at…

6 Unavoidable Expenses to Plan For this 2019


As a new year dawns, so are we faced with new expenses. Problems from 2018 will unfortunately continue to affect us this 2019 and we can do little but brace ourselves and prepare. Sin Tax Starting January 2019, the prices of tobacco and alcohol will go up. While these are technically expenses that could (and…

5 Types of Loans that Count as an Investment


Luke 19:11-28, The Parable of the Ten Gold Coins, tells the story of three servants who are each given ten gold coins and ordered to help it grow. One did extremely well and was rewarded accordingly. The second did his best and was also rewarded. The last was too scared to take a risk and…

5 Costs to Cut This 2019


After all the partying during Christmas and the New Year, you might find yourself peeking into your wallet and seeing nothing but air. Understandable since it’s the end of the year after all. And what better way to end it with a bang? However, the arrival of a brand new year calls for the planning…

4 Business Ideas to Start Outside Metro Manila


A lot of people from the province move to the city in hopes of finding a better life. While some succeed, there are a number of individuals that fail and lose their money. The metro may look like a shining beacon that promises success, but the province has just as much promise if you’re willing…

5 Cost-Saving Tips on Money Remittance for OFWs

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As an OFW, you should always try to cut expenses and save as much as possible, owing to the fact that you have a family to support back home. In such case, you have options to save cost, even when it comes to money remittances. You may ask, “What are the things that I should…

6 Tips on How to Balance Your Personal Budget and Money Remittance


In 2017, OFWs sent home $31.29 billion in remittances, with nearly $3 billion in December alone. Known as the modern heroes of the Philippines, OFWs contribute 10% of the Philippines total gross domestic product (GDP). Just from these numbers alone, no one can deny how much OFWs help the Philippine economy. However, OFWs not only…

Pawning 101: 4 Factors that Affect a Gadget’s Appraisal Rate


Money problems aren’t reserved for a single generation. Everybody, from Baby Boomers, to Gen Xers, to Millennials, has likely experienced the need for more funds, whether it’s for their family, career, or education. There are several methods to address this problem. In the Philippines, one of the quickest and most convenient way is pawning. However,…