Introduction As a young adult, having your own money and source of income can feel liberating. This is the time when you want to buy all the things you didn’t get to have as a child. Most of all, being a young adult means you don’t have much responsibility except for yourself and your family. This…

Introduction As a third-world country, the Philippines has a high rate of poverty. Much of the population falls in the lower-middle class bracket, and their earnings are insufficient to meet a family’s needs, much less keep savings. According to the Bangko Sentral ng Pilipinas (BSP), over 63% of the country’s working adults don’t have any savings…

Introduction In this day and age where it is increasingly difficult to find financial stability, one of the greatest gifts you can impart to your children is the knowledge of saving money. Many schools in the country are not equipped to teach financial education to children, so it is up to you to introduce your…

Introduction Achieving financial stability is a dream for a lot of people. Many want to reach the point in their lives where they have a steady flow of income that they can use to fund their lifestyle and live with a sense of contentment. Having a decently paying job or a well-earning small business is…

Introduction  If there is one thing that defines Filipinos, it would be their love and devotion to their families. They are known to go out of their way to give their loved ones the quality of life they deserve. They are so headstrong in their belief in providing for their loved ones that some of…

Introduction  Filipinos are no strangers to international money transfers. In fact, the Philippines is regarded as the country with the fourth-highest remittance flow across the globe. This is no surprise considering our culture’s deep-rooted familial bond and the overall competitiveness of the country’s global workforce. Plenty of overseas Filipino workers (OFW) send their hard-earned money…

Introduction  Have you ever needed to transfer money overseas or known someone who needed to? Back in 2022, Nikkei Asia reported that roughly $31.4 billion in cash remittances had been sent to the country. This provided a solid foundation for a significant number of Filipinos that had been economically affected by the COVID-19 pandemic. But…

Introduction    There are over four million Filipinos in the USA, particularly in the following states: California, New York, Hawaii, Nevada, and Illinois. Many of them left the Philippines to find work in the States. As such, you will find numerous Filipinos in occupations related to healthcare, management, arts, business, and science, among others.  …

Introduction    Canada is a massive country with an area of almost 10 million square kilometers in North America. Its distance from the Philippines spans over 8,000 kilometers, but this hasn't stopped thousands of Filipinos from migrating there to pursue more lucrative job opportunities. In fact, Filipinos are the third largest group of immigrants from…

Introduction    It's not uncommon for many Filipino households to regularly use money remittance services. After all, more than a million overseas Filipino workers worldwide are employed in jobs ranging from construction to healthcare. These OFWs are often hailed as modern-day heroes due to their contribution to improving the country's economic growth through the money…