How do you maximize growth of your money when you have no time put up a business and have a low risk tolerance for investment? Time deposits may be the right answer for you. In the history of banking, no other product has better served the financial needs of depositors than the time deposit. Leveraging…

 There are 2.4 Million Filipinos working overseas across the globe. Most, if not all, remit huge sums of money regularly to support their families in the Philippines. Even with their well-paying jobs, it seems that many overseas workers still need to learn the financial skill of saving money so that they can have a good…

 In the past, a person who needs extra cash would have to travel all the way to the nearest pawn shop. Bringing his or her item to be pawned was an extra burden because of the cost of fuel if one is driving a car, or the fare to be spent for a taxi or…

The old folk song says it all:  “Magtanim ay ‘di biro…” It is not an exaggeration to state that farming in the Philippines may be considered a tough business or source of livelihood.  It is an endeavor surrounded by risk and hardship. Aside from the seasonal typhoons that wreak havoc on crops, farmers also contend…

Maintaining your household budget is not easy, yet it is manageable. You may be surprised of the huge amount of effort moms exert just to make ends meet. Utility bills are also not getting any lower, which is why certain aspects of the expenses put into your home must be stretched, in order to fill…

Emergencies are always unexpected. Aside from injuries and possible property damages, you would have to deal with the emotional stress of handling whatever comes your way. Your best option would be preparation: assembling first-aid kits, insuring your properties, memorizing emergency hotline numbers, among others. Yes, while your full proof plan may be solid enough to…

OFWs are the modern heroes of our time. It’s a statement that may have been overused, but it definitely holds truth. It requires a lot of courage and determination to be away from your loved ones, in exchange of giving them a convenient and bountiful life. Needless to say, their sacrifices are worth it as…

It’s your first time to get car insurance and you’re excited to receive a great deal. You think that this will definitely help you save in the long run; after all, insurances were made so that you may avoid major expenses in injuries, repairs and other property damages. However, there are things that insurance companies…

A time deposit account may be more beneficial for you than any other type of bank account. Yes, various accounts have their own features, each with of their underlying pros and cons as well. However, if it’s your intention to save money, then this one may be your best option. Why would I even apply…