News & Events

Practical Tips on Saving this Rainy Season

The rainy season is finally upon us. After months and months of extreme sunlight and unbearable heat, you can finally feel the relief, knowing that you would no longer (at least for this particular season) wake up full of sweat. Now, the relief from the extreme heat isn’t just the positive thing that people are expecting out of this change of weather. No, there is something far better, more critical, and noteworthy about the arrival of the rainy season – savings. The thing about the summer season is that we’d usually do everything within our reach to stay cool. Whether you’d do it manually (a handy folding fan) or mechanically (an electric fan), the goal is fundamentally the same. You want to get rid of that unwanted heat, everyone does. So the rainy season provides an opportunity for us to do away with most of these. Still skeptical? Well, here are a few examples of these opportunities in saving during the cool, windy, and drizzly season. Keep in mind that this isn’t really the most comprehensive list of examples. We might miss a few along the way, nonetheless, this is the most common ones during this particular season.


  • Time to turn off the fans.

The only reason you’re using electric fans during the summer is because you wouldn’t want to retain your surrounding’s hot temperature. There is no breeze, no wind, no cool circulation, unless you turn on your electric fan. Yes, others may argue that the wind generated by the fan may also come out hot, but that is still better than nothing. At least you’d be able to circulate that hot air well enough for your living room to be somewhat cool around sunset. This all changes during the rainy season, when you no longer need to turn on your fan. The thing about rain is that, it’s not only wet, but it also brings with it strong, cool winds, as if it came straight from your refrigerator. The circulation begins to change, with your surrounding air becoming more comfortable, more tolerable, and more acceptable than summer air. Now, are you able to save just by turning off your electric fans? Yes, of course! Believe it or not, electric fans, when all utilized simultaneously, may consume the same amount of electricity that an air conditioner does. Recent studies have shown that all it takes is nine (9) electric fans, all nine of them to be working simultaneously to be able to generate at least the same amount of electric consumption that one air conditioner does. Just think about that. If you happen to live in a spacy house with multiple rooms, and your family members aren’t able to tolerate the heat during summer, then you’d probably have to turn on your fans all the time. This doesn’t bode well for your budget, knowing that you consume all of those electricity on a daily basis. At least, during the rainy season, you can turn off all your fans and let the cool wind flow in. Not only would you be able to conserve energy, you’d also sleep at night comfortably, knowing that you’d finally be able to save when the next bill arrives.


  • A free wash for your home.

Water has always been the most important resource for everyone. We may need food, electricity, and money to get by each day, but without water, that all amounts to nothing. Of course, we don’t just use water for drinking, we also use it for cleaning. You’d do your laundry with water, you’d wash your front yard with water, and you’d rinse your roof with water. Now, as with every available resource we use on a daily basis, there are monthly fees to be paid. Same as with electricity, our government charges us for water usage. The more you use or consume, the more that you’d have to pay. Even if it wasn’t you who opened the tap directly, even if it was a careless family member, you still have to pay for it as a whole. The good news is, there are always alternatives to consuming water from your tap or faucets. Rain water, for example, would be very abundant during the rainy season, hence, why you should think about gathering a bucket or two each time it rains. You can also forget about trying to wash your roof or front yard during a hot, sunny weather, as rainfall would be your natural lifesaver, especially if you wouldn’t want to exert extra effort in cleaning the whole house. One heavy drizzle would be enough for your outdoor yard to look sleek and clean after a high-pressure wash. Just think about the gallons of water you’d save each that it rains. Subtract that from your usual monthly usage of water and you’d be able to save a couple of hundreds from your next water bill.


  • Avoid the rain, stay home.

Believe it or not, almost everyone would be able to save on transportation expenses whenever it rains. There is something about rain that affects a person’s motivation to travel outside.  Even if they were planning to do so, the cold, rainy weather may bring in that feeling of laziness and sleepiness, thus eliminating any urge to go outdoors. This is similar to how students feel during a rainy school day. Even in spite of their examinations on that very day, they would be reluctant to go to school. Somehow, we adults never grew from this, hence, why you may sometimes feel hesitant to go to work at the very sight of a cloudy morning. Now, due to the pandemic, people haven’t really gone out of their homes, except for when they need to fetch groceries, but that wouldn’t stop others from going about to do some unessential errands, which isn’t really a good idea when there’s a virus on the loose. At least the rain would stop them from committing that fatal mistake. Just think about it, the transportation fare has been high even before the pandemic began, so just imagine how high it is now, especially as there is a scarcity of rides and PUV. Think of all the hundreds you’ll be able to save just by staying at home during a rainy day, both in the context of your budget and of your community.


With all of these in mind, you may be looking for a well-trusted name that would safely value the security of your hard-earned money and savings during the rainy weather. Well, look no further than Cebuana Lhuillier’s Micro Savings services. At its core, it aims to provide easier banking access to Filipinos. The product is almost the same with any regular savings account in the Philippines, but doesn’t require a maintaining balance. So what are you waiting for? Feel free to visit the nearest Cebuana Lhuillier now!