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Pawning: Why not?

Sometimes we encounter situations that demand us to spend more than we’ve budgeted for. These may be due to emergencies or miscalculated business transactions. Whatever the reasons are, first, we must not be hard on ourselves for not being prepared enough to attend to these sudden needs.

While there are several creative options to come up with money, pawning an item is perhaps one of the easiest and fastest ways to generate cash. However there is still this stigma that pawning is an embarrassing way to generate money when times get rough. Here are some things to consider:

1. You have to tend to your needs and obligations

Yes, budgeting early on is necessary. But should you slip, just get back on track. For now, focus on attending to your responsibilities. Consider your timeline. When do you need the money? Pawning is fast and easy. For immediate needs, why not consider it? This way, you’ll save time and energy and you can shift your energies on other areas of your life as well.

2. Assess the risks and returns

Cebuana Lhuillier assures the highest appraisal and security for pawned items. If you wish to have your valuable possessions back, then selling it is definitely not an option. For every pawned item, Cebuana Lhuillier’s advance interest amounts Php4 for every Php100 loan amount. To maintain our standard of service, clients will be charged additional one percent (1%) of the principal loan, but not exceeding five pesos (Php5). No other hidden charges will be deducted from the loan.

3. Who cares what others think?

Filipinos get too conscious about what others might think about their activities. Don’t let yourself get caught up imagining others judging you. Know what you need to do. If you let others affect you all the time, otherwise, they will rule your life.


So, you think you should pawn? Cebuana Lhuillier accepts gold, diamond, and platinum jewelry and watches, as well as selected non-jewelry items such as cellphones and laptop computers. Visit the Cebuana Lhuillier branch nearest you–we assure you that it will be a fast, easy and secure transaction. There’s nothing to be ashamed about that!

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