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Top 5 Tips To Follow To Send Money Safely

Filipino medical professional doing money transfer transactions online


Many Filipinos choose to go to big cities or even travel abroad to find better work opportunities. It’s a huge sacrifice made by many of our kababayans to earn more money and possibly alleviate the living conditions of their loved ones.

Those who have chosen to go to another city or country to work face many challenges. Being away from your family, friends, and other loved ones can cause homesickness, leading to depression in the most serious cases. Apart from that, they have to adjust to a new culture and sometimes even face discrimination from their bosses and colleagues.

Another challenge faced by Pinoys who are far away from their loved ones is finding a trustworthy institution that can help them with their finances. If earning money is one of the primary reasons people choose to go to another city or nation, sending back a portion of their salary becomes their responsibility, too. Today, online money transfer methods can be used to send funds to other people safely. It’s both safe and convenient for you and your loved ones.

If you’re not familiar with that method, reading this article might help. Our team at Cebuana Lhuillier has compiled tips to help you learn how to send your money in the safest and most secure manner

How To Send Money Safely

A bank-to-bank money transfer has been a primary option for people sending money to their loved ones, but this method has some drawbacks. Foremost, it entails creating at least two bank accounts—one for you and another one for a member of the family who will receive the money. That might not be easy because it requires many documents, like IDs and proof of income. Big banks might not also be accessible in more remote provinces.

Fortunately, with more than 2,500 branches nationwide, Cebuana Lhuillier makes financial services much more convenient. Whether you are abroad or in another city in the Philippines, you can always rely on us and our international partners. Transactions done with us are safe and easy. All you have to do is bring the money to the establishment, fill out a form, and our staff will do everything else for you.

Here are a few tips that can help you if you wish to ensure the security and safety of your money:

Find a Reliable Remittance Partner

If you’re in the Philippines, you won’t find it hard to find a reliable remittance partner. All you have to do is visit the nearest Cebuana Lhuillier branch and send your money there. It gets a bit tricker for Pinoys abroad. If you’re in another country, you can go to one of our international remittance partners and transfer money from there.

Never Carry a Large Amount of Cash

When sending money to your loved ones, be sure not to bring a large amount of cash. If you carry a bag full of paper bills and coins, it’s like setting yourself out in the open for people who may want to steal your belongings. This should be the case anywhere, even in a relatively peaceful city or country with minimal records of robbery and similar crimes. It’s always better to err on the side of caution, especially when it involves money.

Have Someone Accompany You

There are instances, however, when you can’t do anything but send a large amount of money in one go. This usually happens when there’s an emergency that requires financial help, like if someone is sick or if the house got damaged by a natural disaster.

On these rare occasions, you might have to bring a large amount of cash. To keep yourself and your money secure, you can ask someone to accompany you. This will make you feel safer when traveling to and from the remittance center.

Of course, the same tip should be followed by the person receiving the money. If they will carry a large amount of cash, it is best to have someone accompany them, especially if they use public transportation.

Bring Necessary Documents

To enjoy hassle-free transactions, you should bring all the necessary documents. Your ID is a must, so be sure to have it in your wallet at all times to prevent yourself from forgetting about it.

In some cases, remittance centers might ask you for other documents, so be sure to prepare them beforehand. If you have no idea what papers you should bring, researching on the internet or calling the nearest branch might help.

Try Sending Money Online Instead

Online money transfer methods remain one of the safest options for sending funds to your loved ones. Each transaction goes through secure channels, which means you can rest assured that your money will be sent to its intended recipient. Additionally, you do not have to carry a large amount of cash with you, so there’s a low chance for it to be stolen.

It’s understandable if you think online methods are overwhelming, but we have an easy solution for you: the eCebuana app. This was developed by Cebuana Lhuillier, and it’s incredibly user-friendly, so you don’t have to spend a long time learning how to use it. With just a few taps on your mobile phone, you can send money to your loved ones directly to their Cebuana Lhuillier micro savings accounts or other banks.


There are many ways to ensure the safety and security of your money if you want to send them to loved ones living far away. If you opt to use traditional methods of going to remittance centers, be sure not to bring a large amount of cash with you. It would also help to have someone to accompany you.

If you don’t want to worry about the possible threats of going to a remittance center, consider doing your money transfer transactions online. For that, the eCebuana app can be quite helpful.

Cebuana Lhuillier is always here to help you with your money remittance needs. If you have questions about our services, feel free to get in touch with our team today. We will be more than happy to assist you with your questions or concerns.