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More than 1.7-million Filipinos, including the ones pictured here, are now a step closer to financial freedom after opening Cebuana Lhuillier Micro Savings accounts. Considered as ‘Iponaryos,’ the micro-savings account owners are encouraged to follow the Iponaryo philosophy of saving at least P50,000 a year using their KaCebuana Ipon Diary. To date, Cebuana Lhuillier, through its 8,000 employees, has taught the financial wellness philosophy to more than 10,000 individuals from far-flung barangays, schools, NGOs, LGUs, and cooperatives. By year-end, it aims to conduct at least 500 more cascades towards its thrust to convert at least three-million Iponaryos nationwide.