Insurance

With affordable insurance products to help Filipinos avail of financial services and privileges that higher-income earners have easy access to, we offer innovative microinsurance products and services that promise to minimize impact of distress and misfortune on one’s financial position.

  • More than 20 unique and specially designed insurance products
  • Affordable premiums (for as low as Php10!)
  • 24-hour claims processing*
  • Simple contracts with minimum restrictions
  • Simple claims documentation and requirements
  • More than 1,800 branches nationwide

*upon submission of complete documents

ACP Gold

Alagang Cebuana Plus Gold is a microinsurance product designed for individuals aged 7 to 70 years old with coverage of Accidental Death/Dismemberment & Disability (ADD&D), Fire Cash Assistance (FCA), rider benefit for Unprovoked Murder and Assault (UMA), and a micro-life insurance. ACP Gold is a 24/7 Personal Accident Insurance with worldwide coverage! For as low as P40, each certificate is valid for four (4) months and can be availed up to a maximum of 5 certificates per insured.

Qualified beneficiaries:
•    Legal Spouse
•    Child of legal age (18 years old)
•    Parents – Mother/Father
•    Siblings – of legal age and single; married

ACP Gold microinsurance


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TanodCARE

TanodCARE is a Group Personal Accident Microinsurance specially designed for barangay tanod officials and its members/personnel.

It covers Accidental Death, Disablement & Dismemberment (ADD&D), Permanent Total Disability (PTD), Unprovoked Murder & Assault (UMA), Accident Medical Reimbursement (AMR), Burial Benefit (accident/sickness) and Accident Daily Hospital Income (DHI).

This micro-insurance requires a minimum number of 30 enrolees aged 18 to 65 years old, Enrolees above 65 years old will be accepted subject to 50% cover of Sum Insured for all Benefits.

tanod care microinsurance from Cebuana Lhuillier

TodaCARE

TODACARE is a Group Personal Accident Insurance specially designed for transport group leaders, officers and members.

It covers Accidental Death, Disablement & Dismemberment (ADD&D), Permanent Total Disability (PTD), Unprovoked Murder & Assault (UMA), Accident Medical Reimbursement (AMR), Burial Benefit (accident/sickness)  and Accident Daily Hospital Income (DHI).

This insurance requires a minimum number of 10 enrolees aged