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Life Made Easier: Top 5 Benefits of Paying Bills Online

A young woman just learning how to pay her credit card bills online


As a responsible customer, it is your duty to pay your bills for utility services you have used for the month. They typically include electricity, water, phone, and internet, but there might be more, depending on your lifestyle.

If you use credit cards or subscribe to certain streaming platforms, for example, your bill for those services will surely come every month, as well. The same goes if you currently live in a subdivision or a condominium because you might have home association dues to settle regularly, too.

Before, the only way to settle your monthly dues was to go to billing offices or payment centers. This can be a huge hassle to customers because they have to travel to the establishment, and sometimes, they have to wait in long lines, too! For this reason, more and more people are learning how to pay their bills online. Doing so offers plenty of benefits, such as the ones listed in this article.

Why Pay Bills Online

Are you wondering whether or not you should pay bills online? Here are a few reasons you should:

It Is Convenient

Convenience is arguably the most crucial benefit of being able to pay your bills online. If you choose to settle your monthly dues at the billing office, you would have to travel to get there. Doing that entails spending some time in preparation, which might include dressing up and finding where the paper bills are. Transportation can take a while sometimes, too, especially if you live far away from where the establishment is.

You don’t have to go through all that trouble if you choose to pay your bills online. You can do it without even getting up from your bed or couch, so you don’t need to dress up. The bill details and receipts can be sent through your email, too, so you do not have to scramble through your stuff to search for them if they ever got misplaced.

It Is Safe and Easy

Another benefit of online bills payment services is they are incredibly fast and easy. All you need to do is use your smartphone or tablet and connect it to the internet. You can quickly finish the transaction with just a few taps on the screen.

Many people are worried about the safety of online methods, and that is understandable. However, bills payment apps are created with security in mind, so you can ease your concerns about losing your money. After each transaction, you will be presented with an electronic receipt that you can download or screenshot, just in case you run into unprecedented problems.

It Helps Save the Environment

The negative effects of the changing climate are becoming more and more apparent, so it becomes the duty of a responsible citizen to care for the environment. One small step that you can do is to choose online payments for particular transactions, such as when paying your bills. Doing so helps reduce paper waste because you will only be given electronic invoices and receipts.

Additionally, by paying bills online, you can help reduce your carbon emissions. After all, you don’t have to travel to and from the payment office and possibly partake in the emission of greenhouse gases through transport vehicles.

Indeed, doing this as an individual might not have a significant effect that everyone can feel. However, massive changes can be made if more and more people learn how to pay bills online in the future.

It Is More Cost-Efficient

One of the significant concerns about online bills payment is the transaction fees charged by some apps. However, those fees are very minimal, so you do not have to worry much about them. If you do the math, you will understand that paying bills online is still more cost-efficient, even if you have to pay a few pesos for each transaction.

Without online payment options, you have to visit the billing office to settle your dues. Transportation costs can be pretty high, too, no matter if you choose to ride public vehicles or use your own car. In some cases, like when going to payment centers, they charge a few pesos, too, so you will only end up spending more compared to choosing online methods.

It Pays Different Billers

Another good thing about electronic payments is that you can use them for different bills. This means you can pay electric, water, internet, and phone bills online without experiencing any hassle.

In some cases, you can process credit card bills payment through online methods, too. Doing that is extremely beneficial because you no longer have to visit your bank and fall in line just to settle your credit card dues.

How To Pay Bills Online

When using online methods to settle your monthly dues, the first thing you need to do is download and install a reliable bills payment app. There are many to choose from, but if you want something secure and fast, we recommend the eCebuana app. This app is from Cebuana Lhuillier, your trusted financial institution.

Here are the steps on how to use the eCebuana app to pay your bills:

  1. Log into the app using your username, password, and 5-digit PIN.
  2. Tap the “Services” tab and choose the “Pay Bills” option.
  3. Select a biller from the list. You can use the search bar to make everything easier.
  4. Input the necessary details, including your account number, account name, and the exact amount you wish to pay.
  5. Click “Confirm and Send” and wait for the transaction receipt.
  6. Download or take a screenshot of the receipt.
  7. Repeat these steps to pay other bills.


There are many benefits to paying your bills online, so there is no wonder that more and more people choose this method over going to the billing office every month. There are many apps you can use now, but we highly recommend using Cebuana Lhuillier’s eCebuana app. It is easy, fast, and secure, so you don’t have to worry about your money’s safety while completing transactions.

Learn how to pay bills online today, and use the eCebuana app for convenience. If you have questions about Cebuana Lhuillier’s services, feel free to contact us.