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Domestic Money Remittance Tips: Dos and Don’ts When Sending Cash to Your Loved Ones


Are you planning to send money to your loved ones in another province? If so, you will be asked to complete a domestic money remittance transaction. Whether or not it’s your first time doing it, following the tips in this article will greatly benefit you. Read on to learn what you should and shouldn’t do when sending money.

DO: Bring All the Necessary Documents 

If it’s your first time transferring money locally, it is best to do your research and learn about the documents needed by the establishment to process the transaction. However, there are instances when such information might not be available online. In that case, it might be a good idea just to bring any of the most common documents asked for by financial institutions.

Of course, you need to have a valid ID for the transaction. This is required by the staff, so they can verify who you are. They can also use this to check the spelling of your name and see if your face matches the picture on the card. Your ID is sometimes also needed to determine your age because you might not be allowed to complete the transaction alone if you are a minor.

Some of the IDs commonly presented are passports, driver’s licenses, voter’s IDs, postal IDs, and senior citizen cards. All of them are government-issued and typically contain all the necessary information about you, including your age, name, address, and photo. Sometimes, they allow you to use your company ID, PhilHealth card, or even your school ID (if you are enrolled).


DON’T: Carry a Large Amount of Cash 

It is a good idea not to carry a large amount of cash outside, and this tip can be used even when you’re planning to send money to your loved ones. The problem with paper bills (and coins, for that matter) is they can go missing in an instant. This can happen if you accidentally misplace or lose your wallet or purse where your cash is. In extreme cases, con artists, thieves, or any other criminals who want to make mischief might steal it from you.

The simple way to avoid this problem, of course, is to avoid carrying too much cash altogether. However, there might be instances when you need to bring a lot of money because you have to send a large amount to your loved ones. In that case, you might want someone to accompany you to the establishment.

DO: Ask the Staff for Help if Necessary

The processes involved in domestic money transfers are not that complicated, but some people might still get confused about what to do. This typically happens if it’s their first time doing the transaction.

If you ever find yourself in this situation, it’s not advisable to nudge another customer and ask them for help. Instead, you should call one of the staff members and politely request aid from them. They are trained to assist people who don’t know what to do when sending money or completing various financial transactions.

DON’T: Forget To Double-Check Your Details

When sending money, you must ascertain that all of the information you’ve written on the form is true and correct. The form you will be asked to fill out needs to have your name, contact number, and other important details about you and the person who is supposed to receive the money.

Be sure not to leave any spaces blank unless specified by the staff. If you find it hard to understand the document, do not hesitate to seek help from the people working there. Once done with the form, it’s a good idea to double-check it. See if the spelling of your name, as well as the claimant’s, is correct. Look at the numbers, too, and ensure that everything is right.

DO: Send Money Through Cebuana Lhuillier

You know how hard it is to earn cash these days. So, you need to make sure that the money will go through secure channels and will reach your intended recipient. Don’t worry because we can help you! Cebuana Lhuillier is your trusted partner when it comes to domestic money remittances. We offer safe and reliable services, so you can simply visit any of our 2,500 branches nationwide to complete your transactions.

It’s easy to send money. Just follow these steps:

  1. Visit your preferred Cebuana Lhuillier branch, and bring the cash and other necessary documents.
  2. Ask the staff to give you a money remittance form that you need to fill out with basic information about the sender (you) and the receiver.
  3. Submit the form to the staff, along with your ID and the money. If you are a 24k cardholder, hand your card to them, too.
  4. Pay the money remittance fee and wait for the staff to process your transaction.
  5. Once done, get the Pera Padala form from the staff and send its control number to the person claiming the money.

The person who will receive the money won’t experience any hassle, too, during claiming process. All they need to do is follow these instructions:

  1. Visit your preferred Cebuana Lhuillier branch.
  2. Tell the staff you’re claiming money and get the form from them.
  3. Accomplish the form by filling it out with the necessary details, including the control number given to you by the sender.
  4. Hand the form back to the staff, along with your ID and 24k card if you have one.
  5. Receive the money from the staff, and count it before leaving.


If you’re planning to send money locally, be sure to follow the tips listed above. This way, you can keep your money safe and ascertain that it will be received by the person you want to give it to.

For domestic money remittance transactions, there’s no other financial institution you should trust but Cebuana Lhuillier. We have been in the business for many years, so you can expect us to be a reliable partner when it comes to sending your hard-earned money to anyone in the country. What’s more is that we now have an app, too, which can make it convenient for you to process various financial transactions.

Do you have any questions about our Pera Padala services? Feel free to send us a message, and our friendly staff members will assist you promptly!