What are the Terms and Features That Need to be Considered When Choosing a Bank Account?

Opening a bank account is a wise choice, especially when you’re looking for a safe place to store your hard-earned money. However, there are certain factors to consider when it comes to choosing the right bank and the requirements that come with applying for an account. Yes, it may be easy to pull up your personal documents for the pre-requisites, but there are more factors to consider other than paperwork. Always remember that in every well-formed establishment such as banks, there are always policies that you would have to comply with when to ensure that your membership doesn’t get revoked. Here are a few things to consider when opening a bank account:

 

  1. Minimum Balance Requirements

This is a lesson that most clients learn the hard way. Just when you are about to withdraw from an ATM, it turns out that your balance is zero and you can no longer do any form of transaction. These are the very signs that your account has already been closed, brought about by the fact that you were not able to maintain a minimum amount prior to your withdrawal. Minimum balance requirement refers to the amount of money that you should leave in your account, never allowing your balance to reach zero by withdrawing it all. Depending on their policies, some banks require a relatively small amount to maintain your account; if not, they will have to close it within a given amount of time.

Bank Requirements

  1. Extra Fees

Choose a bank that would enable you to save more than you can spend. Some banks would take a certain amount from your account for every transaction done, like withdrawals from the ATM of other banks, transfer charges, among others. Study the interest rates as well as they will play a critical role in your savings. In such case, you will find an account that pays higher interest on your deposits and charges lower interest on your debts. Now that’s a great deal!

 

  1. Branch Availability

It is much preferred to choose a bank that is commonly open during the weekends. This is an indication of its well-received patronage; hence, it has numerous branches and is open on weekends. Some even offer their services in malls, open for at least six days out of seven, and even has working hours that extend way beyond the regular banking schedule. More branches, more hours, less hassle, less travel!

 

  1. Online Banking Capability

Opening an account enables you to use other banking services such as bills payments and reloads. This is usually done in the bank branches, but if you really have lesser time on your hands, then you are entitled to use technology at its best. Using your smartphone, you may now do bank transactions without personally going to the branches. Transfer money, pay your bills, and reload at the click of your touchscreen.

Online Banking

With the proper knowledge of banking terms and conditions, you finally decide to open an account; however, you still haven’t chosen which bank to apply for, as each has their pros and cons. Well, worry no more. If you’re a resident of Cavite or Batangas, then the Cebuana Lhuillier Rural Bank is your one-stop spot for opening your own savings account. All transactions are real time, erasing all the hassles that you may experience in other establishments. So what are you waiting for? Visit the Cebuana Lhuillier Rural Bank now – we assure a fast, easy and secure transaction.

Get FREE TICKETS to Cebuana Lhuillier’s “Thank You for 30!” Anniversary Concert series!

Ka-Cebuana! Come and celebrate our 30th year with us with our grandest concert series yet FOR FREE!

HOW DO I GET MY FREE TICKET?

  1.  Pawning (for new clients and renewal)
  2.  Happy Loan application
  3.  Gadget Loan application
  4.  Domestic remittance
  5.  Purchase ACP GoldClients can now avail as many tickets as they want.

WHERE CAN I GET MY FREE TICKETS?

Click HERE to see the list of participating Cebuana Lhuillier branches (select branches).

HOW DO I QUALIFY?

  1. All new pawning and renewal clients will receive a free ticket. Minimum principal amount is at least P4,000.
  2. Special privileges will be given to clients with the following principal amounts:
  • 50,000 – 99,999 – 2 VIP/Patron tickets or 4 Lower box / ringside tickets
  • 100,000 above – 4 VIP/Patron tickets or 8 Lower box / ringside tickets
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I HAVE APPLIED FOR A HAPPY LOAN. HOW DO I QUALIFY?

Each successful Happy Loan entitled to 1 VIP/Patron ticket or multiple lower box, ringside, upper box, gen ad tickets.
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I HAVE APPLIED FOR A GADGET LOAN. HOW DO I QUALIFY?

Each successful Gadget Loan is entitled to 1 free ticket depending on the amount of the acceptance rate.
[table “” not found /]

I AM BASED IN THE PHILIPPINES AND I SEND MONEY TO MY FRIENDS AND FAMILY IN THE COUNTRY. HOW DO I QUALIFY?

  1. All Cebuana Lhuillier domestic remittance clients in participating branches are qualified to join the promo.
  2. Clients may avail of 1 Gen Ad ticket for 1 sending transaction worth at least P3,000.
  3. Each who wants to avail of ringside, lower box or upper box tickets must do multiple sending transactions worth at least P3,000 during the promo duration.
  4. Clients must show the Pera Padala forms to branch personnel to avail of the ticket. Forms must indicate the same sender.
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HOW MANY ACP GOLD CERTIFICATES DO I NEED TO BUY IN ORDER TO QUALIFY?

Clients must buy multiple ACP Gold policies to avail of 1 free ticket.
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“Thank you for 30!”, the Cebuana Lhuillier Anniversary Concert series

Join us for our biggest and grandest showcase yet! Learn about it on May 1!

Anniversaya!

Mechanics:

  • Promo duration: February 15 – May 15, 2017.
  • Ang promo na ito ay para sa mga international remittance beneficiaries na mag-cclaim ng Pera Padala sa mahigit 2,000 branches ng Cebuana Lhuillier mula sa mga participating international partners abroad.
  • One (1) valid payout = one (1) e-raffle entry.
  • Mas maraming payout, mas malaki ang chances of winning!
  • Every month ay may masusuwerteng winners ang i-ddraw para manalo ng exciting prizes.
  • Total of 270 winners ang mananalo sa buong promo duration.
  • Ang raffle draw ay magaganap sa P.J. Lhuillier, Inc. ICT Office 3/F The Networld Hub 156 Jupiter cor. Comet Sts., Bel-Air, Makati City 1209 sa mga sumusunod na schedules:
[table “” not found /]

Reminders:

  • Ang mga winners ay pipiliin sa pamamagitan ng computer-based random generation sa system ng Cebuana Lhuillier.
  • Maaaring magkaroon ng maraming entries base sa bilang ng qualified transactions.
  • Ang clilent ay maaari lamang manalo ng isang beses kada raffle draw. Kapag na-draw ang client ng dalawang beses sa isang draw date, ang prize na may mas mataas na value ang matatanggap niya.
  • Ang mga non-winning entries sa naunang raffle draw ay kabilang pa rin sa entries sa mga susunod na raffle draws.
  • Ang mga winners sa naunang raffle draw ay maaari pa rin magtransact upang magkaroon ng raffle entry sa mga susunod na raffle draws.
  • Lahat ng winners ay makakatanggap ng registered mail na naglalaman ng mga instructions na kailangan nilang sundin para ma-claim ang kanilang prize. Dapat nila itong ipresent sa Cebuana Lhuillier branch na i-aassign sa kanila kasama ang kanilang valid ID.
  • Lahat ng mga clients ay kailangang i-update ang kanilang personal information (e.g., name, address, active mobile/telephone no., and birthday) sa Cebuana Lhuillier branch na kanilang pinag-tatransactan. Ang kanilang information na naka-record ay kikilalaning tama at magiging basehan sa pagpapadala ng kanilang notification letters.
  • Ang hindi pag-receive ng mga winners ng kanilang notification letters dahil sa kanilang outdated personal information ay hindi pananagutan ng P.J. Lhuilier Inc.
  • Lahat ng winners ay may animnapung (60) araw mula sa pagkatanggap ng notification letter para i-claim ang kanilang premyo. Lahat ng premyo na hindi na-claim ay mababaliwala pabor sa P.J. Lhuillier Inc.
  • Ang mga empleyado ng P.J. Lhuillier Inc. at mga Ad/Creatives Agency, PR and Media agencies pati ang mga kamag-anak nito hanggang second degree of consanguinity o affinity ay hindi maaaring sumali sa promo.
  • Ang 20% tax ng mga prizes na lalampas sa halagang P10,000.00 ay sasagutin ng P.J. Lhuillier Inc.

PARTICIPATING INTERNATIONAL REMITTANCE PARTNERS:

ASIA PACIFIC:
[table “” not found /]

MIDDLE EAST:
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GLOBAL:
[table “” not found /]

LOCAL BANKS:
[table “” not found /]

USA & CANADA:
[table “” not found /]

Christmas Bonanza ng Cebuana

Mechanics:

1.This promo is open to all Cebuana Lhuillier clients who make any of the qualified  transactions in any Cebuana Lhuillier, Cebuana Lhuillier Express, or Cebuana Lhuillier Pera Padala nationwide from October 15, 2016 – January 15, 2017:

  • Pawning (new pawn and renewal)
  • Remittance-Sending (domestic and international)
  • Remittance-Payout (international)
  • Microinsurance – ACP Gold purchase

2.Qualified transaction and corresponding raffle entries are as follows:

[table “” not found /]

3.Entries will be raffled off on a weekly and monthly basis with the following number of winners and minor prizes:

Raffle Entries:

[table “” not found /]
[table “” not found /]

Reminders:

  1. All raffle entries are computer-generated and are based on transaction numbers.
  2. Clients may have multiple raffle entries based on the number of qualified transactions.
  3. The non-winning entries from the previous draws will still be included in the succeeding draws.
  4. The winners from the first draw date may still transact in order to receive a raffle entry for the succeeding draws.
  5. The winners will be notified through registered mail. They must follow the instructions indicated in the registered mail in claiming the prize. They must also present a valid photo-bearing ID and its photocopy together with the original notification letter in the Cebuana Lhuillier branch assigned to them.
  6. Clients must ensure that they have updated their personal information (e.g., name, address, active mobile/telephone nos., and birthday) at the Cebuana Lhuillier branch where they transact. The information of the client recorded in the system will be considered correct and will be the basis in sending their notification letters.
  7. P.J. Lhuillier Inc. shall not be liable for any announcement that a client did not receive his/her notification letter due to outdated client information.
  8. All winners have sixty (60) days upon receipt of notice to claim their prizes.  Otherwise, it will be forfeited in favor of Cebuana Lhuillier with prior DTI approval.
  9. Employees of P.J. Lhuillier Group of Companies, Ad/Creatives Agency, PR and Media agencies, and their relatives up to the second degree of consanguinity or affinity are disqualified from joining the promo.
  10. The 20% tax on prizes exceeding 10,000 shall be shouldered by PJ Lhuillier, Inc.

Pamaskong Handog ng Cebuana

Mechanics:

  • Promo duration: October 15, 2016 – January 15, 2017.
  • Ang promo na ito ay para sa mga international remittance beneficiaries na mag-cclaim ng Pera Padala sa mahigit 1,800 branches ng Cebuana Lhuillier mula sa mga sumusunod na participating international partners abroad:

 

Asia Pacific

[table “” not found /]

 

Middle East

[table “” not found /]

 

Global

[table “” not found /]

 

Local Banks

[table “” not found /]

 

USA & Canada

[table “” not found /]

 

  • One (1) valid payout = one (1) e-raffle entry.
  • Mas maraming payout, mas malaki ang chances of winning!
  • Every month ay may tatlumpung (30) masusuwerteng winners ang i-ddraw para manalo ng PHP20,000 each!
  • Total of ninety (90) winners ang mananalo sa buong promo duration.
  • Ang raffle draw ay magaganap sa P.J. Lhuillier, Inc. ICT Office 3/F The Networld Hub 156 Jupiter cor. Comet Sts., Bel-Air, Makati City 1209 sa mga sumusunod na schedules:
[table “” not found /]

Reminders:

  • Ang mga winners ay pipiliin sa pamamagitan ng computer-based random generation sa system ng Cebuana Lhuillier.
  • Maaaring magkaroon ng maraming entries base sa bilang ng qualified transactions.
  • Ang clilent ay maaari lamang manalo ng isang beses kada raffle draw.
  • Ang mga non-winning entries sa naunang raffle draw ay kabilang pa rin sa entries sa mga susunod na raffle draws.
  • Ang mga winners sa naunang raffle draw ay maaari pa rin magtransact upang magkaroon ng raffle entry sa mga susunod na raffle draws.
  • Lahat ng winners ay makakatanggap ng registered mail na naglalaman ng mga instructions na kailangan nilang sundin para ma-claim ang kanilang prize. Dapat nila itong ipresent sa Cebuana Lhuillier branch na i-aassign sa kanila kasama ang kanilang valid ID.
  • Lahat ng mga clients ay kailangang i-update ang kanilang personal information (e.g., name, address, active mobile/telephone no., and birthday) sa Cebuana Lhuillier branch na kanilang pinag-tatransactan. Ang kanilang information na naka-record ay kikilalaning tama at magiging basehan sa pagpapadala ng kanilang notification letters.
  • Ang hindi pag-receive ng mga winners ng kanilang notification letters dahil sa kanilang outdated personal information ay hindi pananagutan ng P.J. Lhuilier Inc.
  • Lahat ng winners ay may animnapung (60) araw mula sa pagkatanggap ng notification letter para i-claim ang kanilang premyo.Lahat ng premyo na hindi na-claim ay mababaliwala pabor sa P.J. Lhuillier Inc.
  • Ang mga empleyado ng P.J. Lhuillier Inc. at mga Ad/Creatives Agency, PR and Media agencies pati ang mga kamag-anak nito hanggang second degree of consanguinity o affinity ay hindi maaaring sumali sa promo.
  • Ang 20% tax ng mga prizes na lalampas sa halagang P10,000.00 ay sasagutin ng P. J. Lhuillier Inc.

Sangla Papremyo

Good news Ka-Cebuana! Mag sangla lang sa Cebuana Lhuillier at may instant regalo ka na! Basahin ang sumusunod para sa promo mechanics:

1.  Promo duration: August 15 to October 15 2016
2.  Ang promo na ito ay bukas sa lahat ng bagong Cebuana Lhuillier pawning customer at existing customer na may new prenda transaction.
3.  No minimum acceptance amount required sa promo na ito.
4.  Pagkatapos ng successful new prenda transaction, magbibigay ng gift ang Cebuana Lhuillier branch personnel sa qualified customer.
5.  Same day redemption at pawning ay hindi kasali sa promo na ito.
6.  Palawan and Mindoro branches are not included in this promo.

Mataas na nga ang acceptance rate, may libre pang papremyo na naghihintay sayo!

Sarah and Alden star in new TVCs

Are you ready for more surprises, Ka-Cebuana?

Pop Princess, Sarah Geronimo and Pambansang Bae, Alden Richards star in Cebuana Lhuillier’s newest TV commercials. In these commercials, Sarah and Alden surprise clients where they work:

Lorna runs a kitchenette, Jaime is a baker, Aubrey is a fish vendor and Edwin is a jeepney driver.

Afterwards, Sarah and Alden help them work like how a friend gives help when one is in need.

Watch Alden and Sarah surprise these hardworking Ka-Cebuanas:

 

National Pilipino Protektado Day

Further strengthening its campaign to protect Filipinos from the onslaught of calamities and other unforeseen events, Cebuana Lhuillier, the country’s largest microfinancial institution, launched the National Pilipino Protektado Day, an initiative that promises to provide more security to different communities in the Philippines. During the unveiling of the project on June 1 at the Fairmont Hotel Makati, the company, in partnership with Pioneer Insurance, announced that it will be giving away free microinsurance covers to one million Filipinos within the days leading up to July 21, the date hailed as the National Pilipino Protektado Day.

Cebuana Lhuillier President and CEO, Jean Henri Lhuillier, stated that the project is perfectly in line with the company’s mission of financial inclusion. “Through this campaign, Cebuana Lhuillier aims to make microinsurance part of disaster preparation for Filipinos since the Philippines is struck by multiple disasters every year. It is about time that we all come together to help those in need, especially during times of crisis. We at Cebuana Lhuillier have been pushing for financial inclusion and this is just one of the many ways that we believe would get us closer to that goal. Disasters wreak havoc to different communities in the country, resulting to loss of life and livelihood, so it is imperative that everyone is properly protected. More than having the usual emergency kits, obtaining microinsurance is another practical way to be prepared,” he said.

During his speech, Lhuillier acknowledged the value of relief operations conducted by government agencies and volunteer groups such as the Department of Social Welfare and Development, the Philippine Red Cross, Oxfam International, and Global Peace Foundation. He also announced that the first batch of microinsurance covers will be given to the said organizations’ constituents. The groups were also awarded with emergency relief kits, life vests and lifebuoys to be used in rescue and relief endeavors.

Meanwhile, the rest of the free microinsurance covers will be given out to various individuals, groups, and communities across the country.

Aside from its campaign to insure one million Filipinos, Cebuana Lhuillier also announced the launch of several other groundbreaking initiatives during the event; Cebuana Alerto, an Android app that harnesses the digital mobile platform to provide vital information in disaster preparedness, OurHelp, a website dedicated to donating microinsurance, and the institutionalization of Microinsurance Agents Association of the Philippines, Inc. (MIAAPI), an organization founded to promote the interests and welfare of microinsurance agents nationwide.

Cebuana Lhuillier Insurance Solutions (CLIS) General Manager Jonathan Batangan reaffirmed the company’s commitment to disaster resilience and enjoins Filipinos to be part of the cause. “National Pilipino Protektado Day and the rest of our initiatives are geared towards heightening microinsurance awareness especially for the low-income sector. Considering the severity and frequency of calamities in recent years, we believe that we are now facing the New Normal. Cebuana Lhuillier deems it necessary to emphasize disaster preparedness through microinsurance given the country’s vulnerability. To mitigate the impact of these disasters, we now have quality and affordable microinsurance products to protect the lives and livelihood of the Filipinos. We are proud to have covered more than 6 million Filipinos to date through microinsurance”, he said.

Cebuana Lhuillier has been actively campaigning for disaster preparedness since the beginning of the year. In January, the company mounted a disaster resilience forum with the support of the Insurance Commission and GIZ (The Deutsche Gesellschaft für Internationale Zusammenarbeit). Dubbed “2016 Ready: Disaster Resilience Forum – The Role of Microinsurance in Building Disaster-Resilient Communities”, the event kick started the promotion of microinsurance as an effective disaster risk reduction tool. Since then, Cebuana Lhuillier has been cascading the key takeaways from the forum through road shows in major cities like Baguio, Cebu and Davao.

Cebuana now accepts Meralco!

Ka-Cebuana! You can now pay your Meralco bill at any of our more than 1,800 branches nationwide.

CORPORATE AGENT PARTNERS

  • ACTION.ABLE, INC.
  • ALL ACCESS GATEWAY INC.
  • ANTRECCO (AGUSAN DEL NORTE TEACHERS, RETIREES, EMPLOYEES & COMMUNITY COOPERATIVE)
  • ACM VIP
  • ALL CASH
  • AGRILIFE/ AGRIVET
  • ASENSO PINOY STORE, INC. (EASY DAY SHOP)
  • AVICOM ENTERPRISES
  • AYALA ALABANG VILLAGE ASSOCIATION
  • BAUG CARP MULTI PURPOSE COOPERATIVE
  • BAGUIO BENGUET COOP
  • CARD BANK INC
  • CARD MRI RIZAL BANK INC
  • CARD SME BANK
  • CARITAS BANCO NG MASA, INC.
  • CEBU PEOPLE’S MULTIPURPOSE COOPERATIVE
  • CIS BAYAD CENTER, INC
  • COOPERATIVE BANK OF BOHOL, INC
  • COUNTRY BUILDERS BANK
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • AEON CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (VIA ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (VIA ECPAY)
  • ALLIANZ PNB LIFE INSURANCE INC.
  • ALPHA FUND SAVINGS & CREDIT COOPERATIVE (VIA ECPAY)
  • AMADEO WATER DISTRICT (VIA ECPAY)
  • AMYA POLYTECHNIC COLLEGE, INC. AND FINANCING CORPORATION (LENDPINOY)
  • ANGAT WATER DISTRICT (VIA ECPAY)
  • ANGELES ELECTRIC COMPANY ANGELICUM SCHOOL , INC. ILOILO CITY (VIA ECPAY)
  • ANJELMAN REAL ESTATE LEASING
  • ANTIQUE ELECTRIC COOP, INC ANTRECCO (BILLS PAYMENT)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (via ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (via ECPAY)
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

List of Accepted Government/ Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Philippine Identification System (PhilSys) ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

IDs Accepted

As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

Pawn Accepted IDs
1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Philippine Identification (PhilID) card
9. Social Security System (SSS) Card / Unified Multi-Purpose ID (UMID)
10. Barangay Certification
11. Government Service Insurance System (GSIS) e-Card
12. Senior Citizen Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certification of Registration/Immigrant Certificate of Registration (for foreigners)
17. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
18. Home Development Mutual Fund (HDMF ID)
19. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines (IBP) ID
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
23. ID issued by the National Council on Disability Affairs (NCDA)