Blessings from Abroad: The Long History between Filipinos and Money Remittance


Overseas Filipino Workers (OFWs) and money remittance has a longstanding love story. The thing about this relationship is that one strongly depends on the other while the other gladly opens its arms to serve without objection. And while it may seem one-sided, it has been a very healthy relationship throughout the years. The routine of…

Banking Made Easy in the Modern Era


Banks – what would we do without them? They’ve been around for centuries, allowing everyone to undergo and process their financial transactions within their preferred branches (given that they have an account, of course). People may choose to apply for a new account, or apply for a bank-sponsored loan, make a deposit, make a withdrawal,…

Microinsurance: A Much Affordable Option


Insurance, everyone needs them but not everyone can afford them. For the most part, people are conflicted whether or not they should get one, as the application and approval process gets a bit confusing after a while. Nonetheless, there is a far better alternative for those who wouldn’t want to get hassled in attaining a…

The Dos and Don’ts of Saving

grow-emergency-fund

More often than not, Filipinos would take the money-saving route when it comes to purchasing supplies. This is common among households and is a widely accepted strategy in order to save up for the unforeseeable future. However, cutting cost doesn’t always necessarily mean that you’ll be safe from huge expenditures in the long run. No…

Rewards and Incentives: Saving as a Motivation


Teaching your kids to save at an early age would be beneficial for their future. Aside from the fact that it would develop a lifelong habit to use their money wisely as they grow up, they would also be disciplined well enough to not spend their future earnings in one go. Indeed, teaching your kids…

Budgets and Groceries: Tips on How to Maximize Your Monthly Supplies

Budgets_and_Groceries_Tips_on_How_pic

Every month or so, everyone goes to the grocery store to replenish their family supplies. Food, ingredients, toiletries, and even beverages are bought in order to fill up stocks for the whole month. There are times in which they'd be consumed exactly by the end of the month, but there are also shortages from time…

Needs vs Wants

Needs vs Wants_pic

Most of the time, you may find yourself spending more on things which you do not need. Yes, we always have countless necessities when it comes to achieving convenience, but are they really that necessary? There's nothing wrong about attaining your wants, but once they start to get in the way of your budget, certain…

Safety Tips in Banking

Safety Tips in Banking_pic

We all go to the bank every once in a while to do a few transactions. Most of the time, we approach the ATM machines to withdraw, but sometimes, we incline towards depositing a particular amount to add to our savings. In such case, the duration of time we spend in the bank may not…

Teaching Your Kids to Save

Teaching-Your-Kids-to-Save_pic

Teaching your kids to save is not an easy task. They do not understand yet the concept of money earned and money well-spent, which is why you should think outside the box when trying to orient them about how they handle their own money. Especially at an early age, kids are prone to learn about…

Discipline 101: Teach Your Kids to Balance School and Play Time


It is every parent’s duty to discipline their kids and to teach them the importance of work and play balance. Work for kids is equivalent to their time in school, while play is their free leisure time. Both of these important aspects should be balanced for the purpose of teaching your kids to manage their…