After months of comparing quotes from various car dealers, you’ve finally decided to purchase your own car. But the decision-making does not stop there. You still have to decide on and purchase what car insurance is suited for your vehicle and what actually fits your budget.   A car insurance is a type of policy…

If one goes to a typical bank, applying for a business loan could become a complex procedure. In fact, traditional banks make the loan application so tedious that it makes some entrepreneurs nervous or anxious about their chances of approval. The application process in itself is a challenge given the number of requirements involved. So,…

  There are few important points to consider when applying for a personal loan. In this article, we’ll be discussing the steps you need to take before taking out a small business loan. A small business loan could mean the difference between daydreaming and actually making your dream come true. Maybe you’ve held that idea…

Taking out a loan has always been thought of as negative since it is equated with being in debt. Yet there are good reasons for applying for a loan.  If a person or a company knows the difference between good and bad debt, then having loan can indeed be a positive step forward. First things…

The inevitable day when one passes away is a reality to all humans. However, minimum wage earners are the most at risk when facing natural calamities, such as typhoons, earthquakes, etc. They also put themselves at risk daily with incidents of crime and road accidents.     Whether man-made or brought about by nature, these…

Having a food business is one of the best ways to create positive cash flow.  Since food is a daily necessity, there is always a market ready to buy as long as what you serve is quality food that is reasonably priced. It also helps if your restaurant, eatery, or food stall is located in…

Are you prepared? Are you ready to save your life and those of your loved ones? These are important questions that beg serious answers. Risks and dangers are part of our daily existence. We live in a country that is ravaged by numerous typhoons and earthquakes. Flooding, landslides, and other natural disasters bring untold damage…

Having a car insurance is a real money saver. Most governments around the world make it a requirement as part of motor vehicle registration. But not too many people realize how much cash they could save by having appropriate insurance coverage for their car.   In general, having good car insurance offsets the often stress-inducing…

Good Debt and Bad Debt – what’s the difference? Aren’t all debts bad? To make it simple, a good debt eventually puts money back in your pocket while a bad debt is like a sinkhole pulling you down. But first things first, why do people get into debt? For most people, borrowing money from a…

  Pawnshops have been the lifeline of millions of Filipinos who urgently need cash to address a sudden need or emergency. For decades, those in need have relied on the pawnshop to provide them with instant cash, usually by bringing jewelry as collateral. In the past, one’s jewelry, including precious family heirloom, gold wedding ring,…