10 Most Dangerous Cities in The Philippines to Drive In


According to the World Health Organization (WHO), more than 1.25 million people die in road accidents annually, while 20-50 million suffer minor to permanently debilitating injuries. In the Philippines, a daily average of 37 Filipinos lost their lives in road incidents last 2017. Aside from harming people, road accidents also result in huge financial losses,…

5 Smart Buys for the Future


Often, our elders or our more financially-savvy friends will advise us not to waste money on things we never plan to use. And really, that’s great advice! However, there are always exceptions to every rule. Here are a few things you might want to consider purchasing before there’s ever a need for them. Security System…

5 Things You Didn’t Know About Pawnshops


Being more accessible than banks, pawnshops have been a prevalent presence in the lives of Filipinos for many years. They have stood against the test of time and have continued to provide funds for any struggling kapwa Pilipino at a reasonable cost. Despite this, there are a lot of things not known about them. Below…

Bank Loans vs Pawn Loans: What’s the Difference?


Let’s admit it. Sometimes, we want things we can’t afford. Most of the time, we can curb such destructive desires because we know better. However, there are rare times when that thing we want is actually also a thing we need. If that’s the case, then maybe it’s time to think about getting a loan.…

6 Practical Tips to Burglar-Proof Your Home


The local news is always abundant of reports involving crimes. Each and every day, we’d hear news of break-ins and robberies. Indeed, it is a risky world out there, which is why we are always comforted by the fact that the four corners of our home will always be a reliable fortress against these people…

Buying Jewelry: Pawn Shops vs. Jewelers


Jewelry is everyone’s best friend. You may get properly groomed with a gold or silver ring, a necklace, a bracelet, or even a pair of earrings, and the outcome would always be the same, you’d always look elegant and dashing all throughout. In such case, you are thinking of trying to get a bargain over…

7 Financial Pitfalls to Avoid for OFWs


OFWs are one of the thriftiest when it comes to their budget. There are countless stories of OFWs coming back and staying in the Philippines for good, with their entire savings well enough to last them for countless years to come. Perhaps that would be an indicator that they finally have enough for a local…

7 Common Questions about How Pawnshops Operate


As the saying goes, a good magician never shares his secret. In most cases, it’s all full of smoke and mirrors, with a big pay off at the end. The same can’t be said for pawnshops though. Pawnshops have a set of rules and policies to follow, each one put in place in order to…

Should You Sell or Should You Pawn?


Every once in a while, you find yourself in need of cash. When monthly income isn’t enough, you may decide to take a few of your pre-loved items out of the storage bin and sort out which you can sell off. There’s nothing wrong with doing that (especially if the items are still in pristine…

6 Tips to Send & Receive Money Safely


All OFWs have the obligation to provide for their family. Money remittance is the most obvious choice when it comes to sending financials back at home. You may ask, “Is it all because of convenience? Is that the only reason why both the senders and receivers prefer money remittance over other forms of financial transfers?”…