Life is unpredictable. One day you’re out in the park, enjoying a family reunion while feeling that you’re on top of the world, and all of a sudden, something unexpected occurs. Most of the time, people are not aware of how things can change in a flash, calm becomes a storm and health is put…

Pawnshops are a rich part of Philippine history.  Believe it or not, it can be traced back at least 3,000 years to ancient China, and has been found in the earliest written histories of Greek and Roman civilizations. In 1462 the Franciscans set up the montes pietatis, which granted interest-free loans to the poor, though…

Financial scams – they are everywhere! Banking has been a part of people’s lives since 2000 BC, making its presence known in Assyria, India and Sumeria. Nowadays, banking itself has become somewhat of a lifestyle phenomenon, which has taken over a minimal, yet very vital part of everyone’s daily routines. While there may be checks…

Taking care of kids at early age may be stressful for a parent, but it’s also one of the most rewarding experiences ever. You may scold them, discipline them, teach them what’s right and wrong, but at the end of the day, they will always be the cuddliest part of the household. Playtime, meal time,…

Pawnshops are very convenient and practical. Just think about it, nowhere can you undergo a transaction which doesn’t even last for ten minutes. They are basically the quickest way to earn cash, especially when you’re in need. Aside from that, they are a major part of Filipino culture. TV commercials aside, pawnshops are rooted in…

Have you ever imagined a world in which everything was much easier to accomplish? Have you imagined a world where complicated tasks are far simpler to process than usual? Somehow, this dream was made possible by three important factors: technology, reforms, and workarounds. The same thing can be said about your applications - government benefits…

Most of the time, we Filipinos would choose to pawn off our valuable items instead of borrowing from our neighbors. Traditionally, the latter was a common option amongst people living within a single community, however, things began to change during the occurrence of countless pawnshops, featuring various appraisals that offered a much better deal. You…

Overseas Filipino Workers (OFWs) and money remittance has a longstanding love story. The thing about this relationship is that one strongly depends on the other while the other gladly opens its arms to serve without objection. And while it may seem one-sided, it has been a very healthy relationship throughout the years. The routine of…

Banks – what would we do without them? They’ve been around for centuries, allowing everyone to undergo and process their financial transactions within their preferred branches (given that they have an account, of course). People may choose to apply for a new account, or apply for a bank-sponsored loan, make a deposit, make a withdrawal,…

Insurance, everyone needs them but not everyone can afford them. For the most part, people are conflicted whether or not they should get one, as the application and approval process gets a bit confusing after a while. Nonetheless, there is a far better alternative for those who wouldn’t want to get hassled in attaining a…