Introduction For most people around the world, financial security is difficult to achieve. Most individuals end up spending a large percentage of their wages to pay for bills and everyday essentials. In situations like these, very little money is set aside for future expenses or possible emergencies. What Is Insurance? Having inadequate savings poses a…

Introduction Saving money is difficult for most people because monthly wages are often just enough to cover everyday expenses and bills. Even if individuals can set aside a small amount of money, it may still take some time to earn enough for large purchases, whether essential or not. In cases like these, financing options, such…

Saving money as a student can be difficult. Most college and high school students are living on a tight budget, depending only on the allowance they get from their parents. As difficult as it is, there are still ways you can be smart about managing your money as a student. In today’s post we will…

Introduction Whether you are purchasing gifts or settling bills, an online payment system is the most convenient way to complete your transactions. You no longer have to worry about leaving your home or waiting in long lines just to pay a small amount of money. A lot of businesses have integrated online payment systems into…

Introduction Saving money is one thing people aim to do but is often difficult to commit to. While banks and other financial institutions offer several options to help individuals start saving money, these services are not easily accessible to everyone. Low-income earners are at a disadvantage because most of the resources available to them often…

Introduction Have you ever wondered why there are more pawnshops than banks in the Philippines? This is attributable to the reality where pawnshops provide a wide range of financial services in places where banks are scarce. In fact, these outlets can become crowded and have long queues even in the provinces and especially in outlying…

Introduction With the increasing number of overseas Filipino workers (OFWs) globally, money remittances have been constantly boosting our country's economy. This has been an ongoing trend in our recent history. Our modern-day heroes have proved to be a vital source of financial support for their families' daily consumption needs, investments, and savings. OFWs work selflessly…