A Shiny, Glittery Christmas

The holiday season is upon us, and finally, we have something to celebrate about after all of the challenges we’ve hurdled this year. Indeed, 2020 is a year that would make its mark in history, not just because it has affected the lives of Filipinos, but because the impact of COVID-19 was worldwide. There were many defeats, tragedies, and job loss this year and some people even find it hard to smile and push on with their daily lives. It’s a good thing that we have something to look forward to, and Christmas is definitely one of them. Now, while a majority of the world is still struggling with the current pandemic, there are certain parts of the globe which has an amazingly low count of positive cases. New Zealand, in particular, was successfully in driving away COVID-19 for a certain period of time, announcing back in June that they were able to drop the positive cases to zero. This was big news back then, with many attributing the success towards the relentless drive of their leader and citizens in being vigilant and active in implementing and following all of the safety measures and restrictions set in place.

Soon after, other countries followed suit, thus, lowering their positive cases as well as the months went on. Here in the Philippines, we still have a high rate of positive cases, however, there are municipalities which have a zero recorded case as of November, so perhaps our efforts are paying off little by little. This spells out the future for us, with many social gatherings taking the spotlight again for the foreseeable future. But for now, we are told to still follow the safety measures set in place in order to halt the further spread of the virus. Now, being isolated at home doesn’t mean we can’t get to celebrate Christmas. We could still have a wonderful feast with our loved ones at home, going live for an online call to enjoy the traditional “Noche Buena” with our loved ones who may live a few municipalities away. We could still dress up and enjoy Christmas the way we used to, albeit with some minor changes. We could still wear the same fabulous clothes we adorn every Yuletide season and we could still show them off via online calls. This, of course, includes your jewelry and precious gems. Now, with everything that happened this year, it is understandable that you may have been unprepared, you were unable to plan picking the proper jewelry that would complement your outfit. But there’s no need to worry, because we have prepared a couple of tips to help you with that “daunting” task.

    1. First of all, don’t overdo it.
      You wear jewelry to accentuate your clothes, you don’t wear them to blind your loved ones. There is only a certain amount of jewelry that you can wear to an event or a party, and Christmas Eve is no different than that. Don’t try to imitate your Christmas tree. You may choose to wear your earrings, your necklace, or your bracelet, but you should not wear them simultaneously, especially as you’re only going to celebrate Christmas Eve at home this year. Believe us, they already know that you’re beautiful. You don’t need to impress them with the gems.

 

    1. Go for the Yuletide colors.
      The signature colors of Christmas would always be green, red, and white. In the case of jewelry, they would directly translate red, gold and silver (a bit farfetched, but the red is what brings them all together). An online jewelry website says it best when it comes to trying to balance out the colors – “The important thing is that they shine: no fogged silver, the gold is better yellow or white. And red is must not be just a ruby or coral: there are fun and more affordable jewels that fit well.” This is even made easier if you happen to maintain your jewelry religiously. Taking care of them would maintain their shine and glitter throughout the years.

 

    1. Proper timing is the key.
      Remember when we said that your jewelry should accentuate the clothes you wear? Well, that’s just rule number one when it comes to wearing your gems at a festive occasion. The other unwritten rule states that there is a proper place and time to wear them. Remember, you are wearing your jewelry at Christmas Eve, you do not need to wear them at lunch time before the event even begins. As impressive as it would be to wear a diamond necklace during lunch time, it would seem awkward (not to mention, funny) to your family. You may wear a subtle earring or ring for lunch, but nothing too “loud” or distracting.

 

    1. Mix and match with care.
      Just because jewels are needed to accentuate your dress doesn’t mean that it doesn’t work both ways. The clothes you wear should also balance out your overall appearance. Here are a few helpful tips from a reliable online source, with regards to matching your clothes with your gems:• A dark-colored dress is often applicable for the occasion. The jewels to match? Yellow or white gold, but also a silver jewel as long as the luster and design, is fine.
      • If you prefer a dress that is livelier with color, then perhaps go for red jewels. Don’t choose very large earrings, instead, opt for a generously sized or particularly colored ring.
      • In particular, if the atmosphere is more like a party than a dinner for a few close friends, you can opt for a cocktail ring, possibly with a predominant red hue.

 

    1. It’s always the thought the counts.
      Celebrating with your family, friends, and loved ones (even through online video call) is what matters most. You are allowed to wear your jewelry to lighten up the mood, but it shouldn’t be the center of attention all throughout. Never forget the spirit of Christmas and why you are celebrating it in the first place. After all that’s been happening right now, being able to celebrate, have food on the table, and have a healthy family to celebrate with is already a fantastic Christmas gift in itself.

 

Okay, so you’ve finally found a way to mix, match, and accentuate your Christmas wear and jewelry with the help of our tips, however, you find yourself wondering about the upcoming year and the expenses that you wish to leave behind this year. You plan on paying them all off, but your budget is cut short due to the pandemic, so what do you do? Simple, the answer has been at your fingertips from the very beginning. You have your jewelry which you can pawn off, and pawn them off you shall. At this point, Cebuana Lhuillier has your back. With their Pawning Service you can always come running to them, as they accept an array of items, from jewelry to gadgets, as collaterals. They also lead the pawning industry by offering the highest appraisal rate in the industry in its more than 2,500 branches nationwide. Did we also mention that they implement the most secure and the safest way to transact during the pandemic? The proper social distancing and disinfecting procedures are followed within all the branches of Cebuana Lhuillier at all times, prioritizing their customer’s health and well-being above all. Visit the Cebuana Lhuillier branch nearest you now – we assure a fast, easy and secure transaction.

CORPORATE AGENT PARTNERS

  • ACTION.ABLE, INC.
  • ALL ACCESS GATEWAY INC.
  • ANTRECCO (AGUSAN DEL NORTE TEACHERS, RETIREES, EMPLOYEES & COMMUNITY COOPERATIVE)
  • ACM VIP
  • ALL CASH
  • AGRILIFE/ AGRIVET
  • ASENSO PINOY STORE, INC. (EASY DAY SHOP)
  • AVICOM ENTERPRISES
  • AYALA ALABANG VILLAGE ASSOCIATION
  • BAUG CARP MULTI PURPOSE COOPERATIVE
  • BAGUIO BENGUET COOP
  • CARD BANK INC
  • CARD MRI RIZAL BANK INC
  • CARD SME BANK
  • CARITAS BANCO NG MASA, INC.
  • CEBU PEOPLE’S MULTIPURPOSE COOPERATIVE
  • CIS BAYAD CENTER, INC
  • COOPERATIVE BANK OF BOHOL, INC
  • COUNTRY BUILDERS BANK
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • AEON CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (VIA ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (VIA ECPAY)
  • ALLIANZ PNB LIFE INSURANCE INC.
  • ALPHA FUND SAVINGS & CREDIT COOPERATIVE (VIA ECPAY)
  • AMADEO WATER DISTRICT (VIA ECPAY)
  • AMYA POLYTECHNIC COLLEGE, INC. AND FINANCING CORPORATION (LENDPINOY)
  • ANGAT WATER DISTRICT (VIA ECPAY)
  • ANGELES ELECTRIC COMPANY ANGELICUM SCHOOL , INC. ILOILO CITY (VIA ECPAY)
  • ANJELMAN REAL ESTATE LEASING
  • ANTIQUE ELECTRIC COOP, INC ANTRECCO (BILLS PAYMENT)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (via ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (via ECPAY)
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

List of Accepted Government/ Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Philippine Identification System (PhilSys) ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

IDs Accepted

As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

Pawn Accepted IDs
1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Philippine Identification (PhilID) card
9. Social Security System (SSS) Card / Unified Multi-Purpose ID (UMID)
10. Barangay Certification
11. Government Service Insurance System (GSIS) e-Card
12. Senior Citizen Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certification of Registration/Immigrant Certificate of Registration (for foreigners)
17. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
18. Home Development Mutual Fund (HDMF ID)
19. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines (IBP) ID
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
23. ID issued by the National Council on Disability Affairs (NCDA)