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5 Smart Buys for the Future

Often, our elders or our more financially-savvy friends will advise us not to waste money on things we never plan to use. And really, that’s great advice! However, there are always exceptions to every rule. Here are a few things you might want to consider purchasing before there’s ever a need for them.

Security System

Investing in a few CCTV cameras, an alarm system, or even just a guard dog could very well save your property and life one day. Burglars don’t just target rich households; to them, any house is fair game. A security system serves as a strong deterrent for any would-be thief.

First Aid Kit

Prevention may be better than cure, but accidents do happen. As long as you know how to use it, having a fully-stocked first aid kit at hand will keep injuries from worsening before you can get professional help.


While you might think that you don’t need a house right now, remember, land is one of the few assets that appreciates in value over time. Buying early will save you money in the long run. Also, owning your own house takes a huge chunk of burden called rent off your shoulders. Even if you don’t plan on settling down now, you might want to start making plans for your future home.


As mentioned before, accidents happen. As careful as you may be, there will be times when you won’t be able to avoid damaging your health, your car or, in the worst case scenario, your life.

Health, car and life…all of these can be insured. And really, if you can afford it, you should. Insurance is one of your first lines of defense should the unthinkable happen. It will keep you from drowning in fees should you, your home, or your car get into trouble.

Memorial Plan

If you’re getting on in the years, it may be time to think about getting a memorial plan. Loss is inevitable, but you can make it easier on your family by giving them the time and chance to properly mourn for you. Leave the planning to the experts. It’s the practical and thoughtful decision to make.

With all of these in mind, you may want to weigh in your insurance options. Look no further than Cebuana Lhuillier’s Microinsurance Services, affordable and innovative insurance products for every Juan that promise to minimize the impact of distress and misfortune on your financial position. Visit your nearest branch for more information.