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5 Key Advantages of Getting a Car Insurance


It may sound repetitive, but protecting your finances is one main way of balancing your expenses. Not only would you be able to save up in the long run, but you would also be able to avoid any sudden expenses brought about by unforeseen circumstances. In such case, protecting both yourself and your automobile is a must, owing to the fact that road accidents may happen anywhere, any time. You may protect yourself on the road via traffic rules, but protecting your auto from a huge liable expense in the offset of an accident would be in the hands of a car insurance. You may ask, what are the key advantages of car insurance then? Here are just a few of them:

1. Protection from financial liability.

Believe us, you wouldn’t like to be in the receiving end of a huge damage expense. It’s bad enough that another driver would be involved in the accident (you’d have to pay for his/her medical bills), but it’s much worse to pay up for the other person’s damaged car as well, and that would be too costly. It’s always better to pay up than to be sued, but such is really a very budget-bending matter, so much that you will be glad that your car insurance would shoulder all of that for you.

2. Medical coverage.

If you think paying the other party damage fees is bad, just think about your own medical bills. Hospital bills in the country are at an all-time high, and continuous medication for your bruises incurred would just not be good for your savings. Know that a car insurance would not only cut your expenses, but may even shoulder your own medical needs as well.

3. In accordance with the law.

For those who are not familiar with it, the law states that car owners are required to have insurance. In such case, they would at least require liability insurance. Not being able to comply with this may result in you having to lose your license. Follow the law, be insured, and avoid any hassle on and off the road.


4. Repair and replacement coverage.

This is one of the main things that car insurances are known for, being able to shoulder damages in case of an accident. Hence, you would be able to avoid any expenses. The thing is, it would also depend on the exact coverage that you had availed and the severity of the accident itself. Nonetheless, you are still getting your money’s worth if you ever decide to avail a higher coverage.

5. Worry-free road trip.

Save yourself from all of the stress and worries of being on the road. Of course, you would still have to comply with the traffic rules for your own safety, but if ever you’d get involved in an accident due to the carelessness of other drivers, be sure that your car insurance would be there to look out for you and your expenses. Drive well and leave your worries behind.

Speaking of worry-free car insurance, you’d definitely go for a full-pledged service that has nothing but your best interest in mind. With that being said, nothing beats Cebuana Lhuillier’s AutoCARE Insurance, a Standard Comprehensive Car Insurance that covers Own Damage (OD), Theft, Loss and/or Damage. Excess Bodily Injury (EBI), Excess Property Damage (EPD), and Acts of God/Nature (AOG/AON). So what are you waiting for? Visit your nearest Cebuana Lhuillier branch now to inquire – we assure a fast, easy and secure transaction.