The rainy season may possibly be one of the most anticipated seasons for most Filipinos. Aside from the fact that it moderates the afternoon heat and humidity, it also provides various opportunities to save. Yes, it also brings forth expenditures due to house fixes, such as roof repairs and flood controls, but property damage aside, the rain allows for a much wider choice of saving options, especially if you’re just coming out of an expense-filled summer. If you’re still not convinced, then allow us to present a few valuable tips to avoid unnecessary expenditures during the rainy season:
1. Turn off the air conditioner
The rainy season marks the start of a much cooler climate, not counting winter in the mix. This is the perfect opportunity for you to save up on electricity bills. Air conditioning would usually cost you a few thousands, and considering that you’ve had them on for most of the summer season, you may find yourself coming out of a tight budget. This is the perfect time to recover from that much expense, enjoying the cool rainy season breeze while saving up for the upcoming seasons as well.
2. Plan your laundry days ahead of time
Take note of weather reports and time your laundry days right. Experiencing the rainy season doesn’t necessarily mean you’d have constant days of rain, as there will always be sunny days. If the weather report indicates a sunny day tomorrow, then by all means, wash your clothes and hang them out to dry. And while it may seem counterproductive, do not use your dryer as well, especially if the sun is enough to dry them all. Not using your dryer would at least enable you to save more.
3. Unplug your appliances when not in use
This isn’t just about saving up on utility-generated bills. The rainy season brings many unexpected forces of nature, and one of those is thunderstorms. For your safety, unplug your appliances when not in use. A stike of thunder may overload your appliances and cause a spark. Avoid using them altogether at the first sign of thunder or lighting. Also make sure to close your windows during rain, as rainwater (being blown by strong winds) may damage your most beloved possessions indoors, and this may prove to be very costly.
4. Do your workouts indoors, instead of going to the gym
Gym memberships are too expensive nowadays. One of the main reasons why people choose to workout in their preferred gyms is that working out at home is too uncomfortable. Summer heat and lack of equipment can do that. The rainy season is bit different, however, as not only are you entitled to a much cooler temperature, it’s also unsafe to travel during heavy rains, so pocket your fare money and opt to do your workouts at the comfort of your home instead. If your windows feature an anti-mosquito screen, then by all means, open them to let cool air in while you shed the pounds.
With all of that being said, you’re probably looking for a savings bank in the Philippines that you’d be able to trust with all of your hard-earned money. Look no further than Cebuana Lhuiller, with its Micro Savings. Initially offered in our Rural Bank branches, it is now available through our entire Cebuana Lhuillier branch networks. Simply put, you can use your 24K Plus card at any of our Cebuana Lhuillier Pawnshop and Bank Branches in order to save. With a minimum deposit amount of only P50 and no minimum maintaining balance, it’s incredibly easy to apply for one. You can even check your savings amount via SMS 24/7. Visit your nearest Cebuana Lhuillier branch now – we assure a fast, easy and secure transaction.