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4 Factors to Consider When Sending Money to the Philippines

As OFWs, it is our obligation to make sure that our loved ones would receive our hard-earned cash. While working hard for a much better pay would be our starting point, the end-goal is always for our family to buy their every need (and even wants). In such case, the process involved in sending them the cash amount should be tight as a drum and secure. You may ask, “What would be the important factors to consider when sending money to the Philippines?” Well, look no further than a few of our tips:

     1) Always plan the transaction before doing anything.

The rule of thumb, look out for exchange rates. If it’s an emergency and a family member would need the cash amount in no time, then by all means, send it immediately. However, if it isn’t really an emergency and there doesn’t seem to be any rush in receiving the amount, then you may need to time it right. Exchange rates regularly differ; no one can predict them, except for expert financial analysts. In such case, you may need to monitor the constant changes online or via a phone app, and then wait for it to reach its peak. If the exchange rates reach their highest (meaning that your family would receive a higher amount back at home), then go for it!

     2) Take note of the transaction fees.

Every money remittance transaction would require an equivalent fee. The price varies, so you may need to look around for a different remittance center that would cater to your needs. Also be sure to ask for any hidden charges, as some centers are reluctant to share that type of detail. Once you find a remittance center with the lowest transaction rates possible, feel free to proceed. This is somehow related to the first pointer, in the sense that, they both require you to plan ahead and take time to look for a better option.

     3) A great customer service experience indicates proper management.

If in case you’d encounter a concern during the remittance process, the way it would be handled would be a reflection of the type of remittance center you are dealing with. Great handling by the agents would mean that they care about you and the money that you’re sending towards your family, well enough for the transaction to normalize and yield great results. Be sure to take note of your customer experience per remittance center, so you’d know who to go to the next time you’ll be sending money back at home.

     4) Take note of the remittance center’s reputation.

Do your homework. Read every review and customer experience that other OFWs have had from a particular remittance center. If the reviews are good, then you may proceed to transact. If you’d hear of negative feedback, however, then do not limit your options, find a more reliable center that would tend to your every need. A well-known remittance center with countless years of service would indicate a well-established management, one which you can really rely on.

Speaking of well-known remittance centers, you may be ready to send your hard-earned money to your family back at home; however, you are still undecided as to which remitting center you should transact with. Well no need to look any further. With Cebuana Lhuillier’s Pera Padala Service, you are ensured an easy, quick, and safe way to send and receive money. With more than 2,200 branches nationwide and accredited international partners, this money transfer service is made available to clients within and outside the Philippines. All transactions are real time, which enables clients to claim the money as soon as the sender completes the sending process in the branch. So for our beloved OFW patrons, feel free to visit any of our international partners – we assure a fast, easy and secure transaction.

For a complete list of our international partners, you may visit our website at

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