6 Practical Tips to Burglar-Proof Your Home


The local news is always abundant of reports involving crimes. Each and every day, we’d hear news of break-ins and robberies. Indeed, it is a risky world out there, which is why we are always comforted by the fact that the four corners of our home will always be a reliable fortress against these people…

Cebuana Christmas Holidaze Promo Mechanics


Ang promo na ito ay para sa mga international remittance beneficiaries na kukuha ng pera sa close to 2,500 branches ng Cebuana Lhuillier mula sa mga participating international partners abroad. One (1) valid payout = one (1) e-raffle entry. Mas maraming payout, mas malaki ang chances of winning! Total of 140 lucky winners ang maaaring…

Buying Jewelry: Pawn Shops vs. Jewelers


Jewelry is everyone’s best friend. You may get properly groomed with a gold or silver ring, a necklace, a bracelet, or even a pair of earrings, and the outcome would always be the same, you’d always look elegant and dashing all throughout. In such case, you are thinking of trying to get a bargain over…

7 Financial Pitfalls to Avoid for OFWs


OFWs are one of the thriftiest when it comes to their budget. There are countless stories of OFWs coming back and staying in the Philippines for good, with their entire savings well enough to last them for countless years to come. Perhaps that would be an indicator that they finally have enough for a local…

7 Common Questions about How Pawnshops Operate


As the saying goes, a good magician never shares his secret. In most cases, it’s all full of smoke and mirrors, with a big pay off at the end. The same can’t be said for pawnshops though. Pawnshops have a set of rules and policies to follow, each one put in place in order to…

House approves creation of Department of Disaster Resilience


Voting 181-5-2, the House of Representatives approved on 01 October 2018 House Bill No. 8165 which provides for the creation of the Department of Disaster Resilience (DDR). Known as the Department of Disaster Resilience Act, HB 8165 grants the DRR the power to “oversee and coordinate the preparation, implementation, monitoring, and evaluation of disaster and…

Cebuana Lhuillier starts identifying partners, beneficiaries for microinsurance donation


Families who live near esteros, low-lying coastal areas, in neighborhood most-prone to fires, and other places vulnerable to catastrophic events, Filipinos who are barely able to pay for their daily meals, individuals who can’t afford to pay for their bills when hospitalized – these are some of the people who Cebuana Lhuillier believes most deserve…

MSMEs need to learn more about disaster resilience – DTI


Recognizing the need to raise MSMEs’ knowledge on disaster resilience, the Department of Trade and Industry (DTI) continuous to conduct regional business forums on disaster resilience as well as business continuity planning (BCP) workshops across the country. According to the DTI, micro enterprises are adversely impacted by disasters, suffering the longest period of business disruption…

Should You Sell or Should You Pawn?


Every once in a while, you find yourself in need of cash. When monthly income isn’t enough, you may decide to take a few of your pre-loved items out of the storage bin and sort out which you can sell off. There’s nothing wrong with doing that (especially if the items are still in pristine…

6 Tips to Send & Receive Money Safely


All OFWs have the obligation to provide for their family. Money remittance is the most obvious choice when it comes to sending financials back at home. You may ask, “Is it all because of convenience? Is that the only reason why both the senders and receivers prefer money remittance over other forms of financial transfers?”…