6 Signs You’re Ready for a Personal Loan


There are times when you find yourself needing financial help. You may be looking for ways to avail that shiny new cellphone or embark on your dream vacation. Sometimes, you may also find yourself financially able, only needing a few extra amounts in order to buy something costly or pay up a major debt. In…

Financial Trouble: 5 Warning Signs to Look Out For


It may seem strange for some, but being in financial trouble usually doesn’t sink in, not until it’s already too late. For most people, being in financial trouble would usually mean that the debt collectors are piling up on your front door, calling you in the late hours, or making their presence felt via service…

5 Driving Tips That Could Save Your Life


Whenever you’re on the road, it’s always important to be aware of your surroundings. The streets and passageways are unpredictable places. In most cases, incidents and other risky situations can be avoided with precautionary measures. If you’re the type of person who’d rather be safe than take unnecessary risks, then these driving tips could save…

5 Traps to Avoid When Sending Money Overseas


As an OFW, it is our responsibility to provide for our family back at home. It is the main goal of OFWs everywhere and the driving force that motivates us against homesickness and stress. With that in mind, it is only appropriate that we take all measures to ensure that our loved ones receive our…

The Dos and Don’ts of Jewelry Appraisal


For every pawning transaction there will always be the process of assessing the item. There is nothing unusual about that as it would only be correct for the pawnshop to check if the price that you are asking for is fair and justifiable. However, there are certain factors that most customers overlook in the long…

Why Every College Student Needs Microinsurance


Microinsurance is usually seen as an adult matter. When you’re mature enough to work and move out of your parents’ house, you may consider the everyday risks that you’ll encounter, thus, prompting you to get a financial cushion with the help of various coverages and insurance options. However, do you know that there are also…

Rejected Business Loan Application: What to Do Next?


Your business loan application has been rejected. Your bright vision of a simple startup venture suddenly turns gloomy and you have no idea how on earth you can bounce back after this. Yes, rejection is a common part of being human. There may have been other instances in your life in which you were rejected,…

OFW Tips: How to Save Money Effectively


For an OFW, nothing can be more fulfilling than to be able to send money to your loved ones back at home. Not only would you be able to provide for your family’s needs, you’d also allow them to avail their wants every once in a while. It’s a token of your love, and definitely…

4 Factors to Consider When Sending Money to the Philippines


As OFWs, it is our obligation to make sure that our loved ones would receive our hard-earned cash. While working hard for a much better pay would be our starting point, the end-goal is always for our family to buy their every need (and even wants). In such case, the process involved in sending them…

3 Reasons Why Online Pawning Is Safer


Technology is a wonderful thing. Nowadays, you can do so much online that you weren’t even able to do so in the past. The possibilities are endless: you can order food, you can make a random purchase, and you can even monitor your stocks and private messages. Yes, the internet tends to provide the well-needed…