5 Cost-Saving Tips on Money Remittance for OFWs

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As an OFW, you should always try to cut expenses and save as much as possible, owing to the fact that you have a family to support back home. In such case, you have options to save cost, even when it comes to money remittances. You may ask, “What are the things that I should…

6 Tips on How to Balance Your Personal Budget and Money Remittance


In 2017, OFWs sent home $31.29 billion in remittances, with nearly $3 billion in December alone. Known as the modern heroes of the Philippines, OFWs contribute 10% of the Philippines total gross domestic product (GDP). Just from these numbers alone, no one can deny how much OFWs help the Philippine economy. However, OFWs not only…

Pawning 101: 4 Factors that Affect a Gadget’s Appraisal Rate


Money problems aren’t reserved for a single generation. Everybody, from Baby Boomers, to Gen Xers, to Millennials, has likely experienced the need for more funds, whether it’s for their family, career, or education. There are several methods to address this problem. In the Philippines, one of the quickest and most convenient way is pawning. However,…

5 Uncontrollable Events that Could Ruin You Financially


We budget, we save, and we invest; we do a lot of things to make sure that our future is secure. However, something outside our control occurs, an accident or an act of God, and suddenly we find ourselves losing everything we’ve worked hard for. This series of events is not new to many Filipinos.…

The Dos and Don’ts of Filling Your Balikbayan Box


With Christmas approaching, it’s likely that you’re filling your final balikbayan box for the year. But are you sure that you’ve packed up everything important? That you have everything your family needs? Are you sure that everything in your box will safely go through customs? Just in case you’re not, below are a few tips…

10 Most Dangerous Cities in The Philippines to Drive In


According to the World Health Organization (WHO), more than 1.25 million people die in road accidents annually, while 20-50 million suffer minor to permanently debilitating injuries. In the Philippines, a daily average of 37 Filipinos lost their lives in road incidents last 2017. Aside from harming people, road accidents also result in huge financial losses,…

5 Smart Buys for the Future


Often, our elders or our more financially-savvy friends will advise us not to waste money on things we never plan to use. And really, that’s great advice! However, there are always exceptions to every rule. Here are a few things you might want to consider purchasing before there’s ever a need for them. Security System…

Cebuana Lhuillier chairman and founder featured on Diplomacia Magazine


Cebuana Lhuillier founder and Philippine Ambassador to Spain Philippe Jones Lhuillier graces the cover of Diplomacia Magazine. In this October 2018 issue, the ambassador highlights his diplomatic work, the thriving relationship between the Philippines and Spain, and his enduring love for the Filipino community.   INTERVIEW WITH H.E. AMBASSADOR PHILIPPE J. LHUILLIER (Pages 6-14)  …

5 Things You Didn’t Know About Pawnshops


Being more accessible than banks, pawnshops have been a prevalent presence in the lives of Filipinos for many years. They have stood against the test of time and have continued to provide funds for any struggling kapwa Pilipino at a reasonable cost. Despite this, there are a lot of things not known about them. Below…

Bank Loans vs Pawn Loans: What’s the Difference?


Let’s admit it. Sometimes, we want things we can’t afford. Most of the time, we can curb such destructive desires because we know better. However, there are rare times when that thing we want is actually also a thing we need. If that’s the case, then maybe it’s time to think about getting a loan.…