Having a car insurance in the Philippines, while it helps minimize damage costs in the event of an accident, can be a pain to renew every year or so. The influx of vehicles coming in the country and with many people able to buy a car nowadays, it looks like insurance companies won’t lower their…

A smart way to keep your finances in check is to choose the right bank for your savings account. While all banks have great benefits for their clients, it is up to you to see which bank can give you the best service for your needs. Those are up to you, but this list can…

A personal loan is money borrowed from an individual or a financial organization. People who apply for loans usually use them to pay for trips abroad, move from one place to another, or apply for a short course. When you apply for a personal loan, you need to stop thinking that it’s difficult to get…

The road to financial freedom can be difficult to follow through, but once you have a system of budgeting your income, you’ll achieve prosperity that will last even beyond this year. All you have to do is prepare categories for saving and spending your money. Creating a system is often the solution when you have…

Does it sound strange that you need to get two insurance products for your vehicle? Aren’t they all the same? Think about it. The government is mandated provides its own public insurance policies—Social Security System (SSS) for private employees and the Government Service Insurance System (GSIS) for government employees. For some citizens, they still enroll…

Many small to medium businesses are growing in the Philippines. Perhaps you will join the ranks one day as one of the country’s innovative businessmen. If you’re thinking about building a business, you will wonder where you’ll get the money. There are two ways. One is through loans, and one is through investment. When you…

When you learn how to manage your finances, you’ll see that your money will flow in easily. Are you having a hard time with budgeting your expenses? Here are 7 ways to improve your financial health. 1. Recognize needs vs. wants – Sometimes luxuries can become needs, but we all know that it’s just our…

An individual usually applies for a loan to pay for a vacation, or to pay for house remodeling. Whatever the reason, personal loans don’t come cheap, and they may have high interest rates. If you’re interested in applying for a personal loan, it’s best to look for several options. Here is a quick guide on…