The year is about to end and you’re currently auditing all of your savings and expenditures for this year. There is nothing bad about this. It’s just normal after all to analyze whether you have made any financial mistakes this year, what may have caused it, and what may be done to revert that mistake…

The holiday season brings many expenses. People have to prepare their budget for various gifts and meals for the Christmas Eve dinner. Yes, indeed Christmas is one occasion that everyone spends so much on. However, that is not the only thing that requires proper financial management. The New Year celebration also requires a certain amount…

There are a few times in which we may have to pawn a few valuables in order to make amends with our budget. This is normal as we have to make ends meet once in awhile, especially as some expenses are unavoidable. With this in mind, we only hope for the best payback after presenting…

Have you ever wanted to send money to your loved ones, only to experience long waiting lines and inconvenient transactions? Ever visited a bank branch to do so, only to be hindered by the countless requirements and hidden remittance fees? Or how about trying online money transfer, only to be scammed by hackers in the…

Source During the holidays, we get to spend so much, in terms of gifts, decorations, and Christmas treats. While it may be true that the Yuletide season is all about partying to your heart’s desire and being merry, we should not forget to consider the possible effects of overspending. If savings would not be enough,…

Source It is finally the holiday season. Everyone wants their fair share of gifts and treats, so much that all are also digging in their wallets and estimating the right amount that will fit with their shopping lists. While many stores offer promos and countless discounts, it would be safe to say that a critical…

Source Decorations are a major part of Christmas celebration. They may be found in all houses, varying from the largest tree up to the smallest potted ones. Yes, they are a must-have for any household during the Yuletide seasons; however, not everyone can afford them. We usually find decorations sold in malls and sidewalks, and…

Source Christmas season is among us and as early as now, people are already searching their wallets for any amount, preparing for their holiday shopping. We are all generally generous by heart, which is why it is very important for us to provide each and every one of our family, loved ones, and friends a…

Source Everyone makes decisions. We are given the choice to either choose one brand of shampoo over the other while showering, to either skip or take our breakfast with us when we’re running late, and either walk or commute towards work, considering the heavy traffic in mind. These are just some of the choices that…

Everyone’s excited to get their Christmas bonus. Why wouldn’t they, considering that the holiday season brings forth so many expenses. It isn’t just about spending all your money on yourself; it’s also about spending for other people as well, meaning you’ll have twice as much spending to do, and it just keeps on adding up…