CLFI awards Php200k to Tagum City for Literacy Excellence

 

Cebuana Lhuillier Foundation, Inc. (CLFI) recently awarded Php200,000 to the Tagum City Government in Davao for bagging the Special Award of Excellence in Literacy. The 2014 National Literacy Conference and Coordinating Council (LCC) Awards were held last September at the Benitez Hall in Baguio Teachers Camp, Baguio City.

According to Tagum City Mayor Dr. Allan Rellon, the award recognizes their effort in pioneering sustainable literacy programs and a result of strategic partnership between the Department of Education and local government.

CLFI is the official benefactor of the Php200,000 cash component of the highest literacy award, the Special Award of Excellence in Literacy.

The said award is given only to Hall of Fame Awardees (first placers in the Outstanding Local Government Unit category for three years) who have shown sustainability and improvement of their outstanding literacy program.
 

Cebuana Lhuillier invests in payment startup, Colixo Inc.

 

Makati, October 15, 2014: Cebuana Lhuillier, the country’s premier microfinancial company,is partnering with Colixo Inc., an electronic payment start up incorporated in the Philippines, through a direct investment.

Colixo is building a world-class omni-channel payment-processing platform, which allows acceptance of traditional electronic payments as well as new payment experiences.  The platform will offer merchants and financial institutions customized payment acceptance in a secure and efficient manner that will bridge the gap between legacy payment technology and emerging payment innovations.

“This venture with Colixo will thoroughly expand Cebuana Lhuillier’s reach to its clients, and expand the scope of its coverage nationwide. By combining Colixo’s technology with our unequaled geographical outreach, we can offer even more innovative and cost-efficient services to our customers—particularly those outside of urban areas where traditional financial institutions are typically not present. This will greatly benefit the banked, underbanked and unbanked Filipinos, for they will have greater access to traditional electronic payment services, or to financial solutions truly tailored to their needs,” says Cebuana Lhuillier President and CEO Jean Henri Lhuillier.
 

——————————————

About Cebuana Lhuillier: Cebuana Lhuillier is the country’s leading and largest non-bank financial services provider specializing in pawning, remittance, and microinsurance.

Cebuana Lhuillier is part of the PJ Lhuillier Group of  Companies,  a dynamic, multi-industry company that owns and operates businesses dealing with other  financial services such as bills payment, collections and payout services, and banking, on top of all the services that Cebuana Lhuillier offers.

 

About Colixo Inc.: Colixo is part of the Narra group of companies, which is a collection of high-technology hardware and software companies, sharing a common set of predominant investors and aiming at delivering new technology to the market place.
Colixo has been incorporated to bring innovative, scalable and secure electronic transaction solutions to Philippines specifically, and to emerging countries in Asia generally. The leadership team of Colixo has an extensive strategic and operational experience – as well as successful track records both domestically and internationally – in developing, implementing and maintaining enterprise solutions.
 

The Search is on for the next Happiest Pinoy!

Mechanics

 

Nomination to the Search

 

Who can be nominated: Any Filipino of legal age, good moral character, and residing in the Philippines.
Who can nominate: Any Filipino of legal age, group, or organization.
Deadline: Nominations can be submitted from October 24, 2014 until March 31, 2015.

 


Submission of Entries

 

You can get the nomination form through the following ways:

1.Download the nomination form from the Happiest Pinoy Website or through Happiest Pinoy Facebook Page

 

2. Get the nomination forms in any of Cebuana Lhuillier’s more than 1,700 branches nationwide. March 31, 2015.

 

To submit your nominations, you may:

1.Mail the accomplished form together with the supporting documents to:

 

SEARCH FOR THE HAPPIEST PINOY SECRETARIAT
PJ Lhuillier Group of Companies Inc.
2/f Annex 2, PJL Corporate Centre,
1782 N. Garcia cor.Candelaria Sts.,
Makati City 1209

 

2. Send the accomplished nomination form (scanned copy) together with the supporting documents (scanned copies) to [email protected]

 


Criteria for Judging/ Qualifications of Nominee

 

1. A constantly cheerful face and optimistic outlook – 30%

2. Proven ability to rise above life’s challenges. – 35%

3. A positive impact in the lives of others – 35%

 


Selection Process

1. A Screening Committee composed of PJ Lhuillier Group Officers and Managers will determine the Top-20 finalists.

2. The Top 20 Semi-Finalists will be forwarded to the Board of Judges who will select the Top 10 Finalists.

3. The Top 10 Finalists will each undergo a panel interview with the Board of Judges. After the interviews, the Board will select the 2015 Happiest Pinoy.

 


Special Awards

 

From among the Top 10 Finalists, two (2) special awards will be given out:

  • Happiest Student Award
  • Happiest Overseas Filipino Worker (OFW) Award

 


Contest Prizes

 

– All cash prizes are tax-free:

1. Happiest Pinoy Grand Winner – ₱ 1,000,000.00

2. Nine (9) runners-up: ₱ 50,000.00 each

3. Special Awards: ₱ 25,000.00 each

 


Announcement of Winners

 

The Happiest Pinoy winners will be announced in June 2015.
The decision of the Board of Judges/Selection Committee is final and non-appealable.

 

Cebuana Lhuillier champions financial inclusion for Filipino masses with wider microinsurance offering

 

Financial institutions like banks have served the needs of middle and high-income classes – the moneyed classes, but often leave the low-income ones, especially those in remote areas, underserved, if not totally unserved.
 
Most of these low-income families also do not have access to government’s social security agencies and have no healthcards to help them out during emergencies. Thus, when misfortune hits them hard, these poor households find it hard to cope with and manage the risks they face and get mired in debt from relatives and friends, left with no means to rebuild their damaged properties, or face death unable to afford expensive medical treatments.

Cebuana Lhuillier saw this need to provide the Filipino masses with  quality  and  affordable insurance  protection when 15  years ago, in 1999, it established its microinsurance arm, the Cebuana Lhuillier Insurance Solutions (CLIS) to further fulfill its chosen mandate of bringing financial inclusion to the Filipino masses through financial products and services backed up by the country’s major and most reputable insurers.  

CLIS General Manager Jonathan Batangan said, “We are committed to our promise to provide relevant and  responsive micro-insurance products and services for Filipinos. We want to assure them peace of mind knowing that they will be assisted financially in times of emergencies.”

The company primarily serves the needs of the low income sector  which  is  the most vulnerable  to risks and hazards like death and injury, sudden illness, and loss of lives and properties  from natural and man-made calamities, to name a few.

With fifteen years of service in the micro-insurance industry, CLIS has introduced  a variety of unique insurance products, programs, and services that aim to secure every facet of their lives at the most affordable  premiums.

Cebuana Lhuillier has recently offered  not only traditional insurance products but also  products customized to the needs of specific groups like TODACare for transport operators and drivers, TanodCare for  community volunteers, StudentCare for students, BuildersCare for construction workers, EmployeeCare for employees, SecurityCare for security guards, among others.
 
To date, CLIS’s micro-insurance products  have  covered more than 15 million Filipinos. Last year, its premiere microinsurance product, the Alagang Cebuana Plus  (ACP),  sold 14 million certificates covering more than 5 million Filipinos making it one of the most successful microinsurance products in the country today.

Expanding micro-insurance product portfolio and reaching out

After introducing micro-insurance products and services made more accessible through the country’s largest pawnshop chain, CLIS expands its affordable insurance offering with a wider variety of products for the poor and the marginalized  and bringing these products to where the target customers are.

“We want to be known as the company that   pioneered in   “pawnassurance”–  an initiative to promote micro-insurance on a  nationwide scale , using our pawnshop branches as distribution channels.  We have also reached out to  various  communities by visiting barangays and other far-flung  areas to sell these products with our “Microinsurance-on- Wheels” and “Barangay Cebuana”  initiatives. It is our way of championing the financial inclusion of the Filipino masses, who have long held that insurance can only be afforded by the privileged,” Batangan said.

He echoes that the low insurance penetration rate in the country  is attributable to Filipinos’ inability to squeeze insurance premiums into their monthly budget, aside from their  lack of insurance awareness.

“This inspires us to leverage micro-insurance as our way of empowering more marginalized Filipinos toward financial security. Micro-insurance products help Filipinos to be protected from the unexpected through insurance products that are very light on the pocket. This is in line with Cebuana Lhuillier’s mission and advocacy of providing financial protection opportunities for all,” he said.

CLIS’s retail micro-insurance offerings will soon include Alagang Cebuana Plus Gold  with micro-life insurance cover ,  another variant of its flagship product, the Alagang Cebuana Plus (ACP) . ACP is sold in over 1,700 Cebuana Lhuillier pawnshop branches nationwide, giving as much as Php20,000 accidental death or dismemberment coverage and Php5,000 fire assistance for only Php25 with coverage valid for four months.    

 

View event photos here.
 

Cebuana Lhuillier Forges Ties with Security Bank for Money Remittance

 

Filipinos can soon enjoy easier and more convenient remittance transfers to their loved ones as Cebuana Lhuillier and Security Bank forge ties for  money remittance facility in a Memorandum of Agreement signing held recently in Makati City.

Through the partnership, Cebuana Lhuillier and Security Bank will be offering innovative remittance services which will capitalize on Cebuana Lhuillier’s 1,700 branches and Security Bank’s retail and corporate banking facilities.

“With our partnership with Security Bank, Cebuana Lhuillier is making money remittance much easier for the Filipinos. This is in line with the thrust of the company, which is to provide more access to financial services to Filipinos and help them to be financially educated,” Cebuana Lhuillier President and CEO Jean Henri Lhuillier said.

Present during ceremony were Cebuana Lhuillier Vice President Andre Lhuillier, Security Bank President Alberto Villarosa, Cebuana Lhuillier President and CEO Jean Henri Lhuillier, Security Bank Executive Vice President Eduardo Olbes, and Security Bank Senior Vice President Mariza Arcilla.

For more information about Cebuana Lhuillier’s money remittance services, visit any of the more than 1,700 Cebuana Lhuillier branches nationwide. You may also visit the official Cebuana Lhuillier Facebook page at www.facebook.com/cebuanalhuillierpawnshop and follow its official Twitter account: @kaCebuana.

 

View event photos here.
 

Wish Upon Cebuana Christmas Promo

Promo mechanics:

1. Ang promo na ito ay bukas sa lahat ng Cebuana Lhuillier clients na may transaksyon sa kahit saang Cebuana Lhuillier, Cebuana Lhuillier Express o Cebuana Lhuillier Pera Padala branch ng mga sumusunod mula October 1, 2014 to January 15, 2015:

a.Pawning –  prenda, renewal, tubos
b.Remittance (Sending) – Domestic and International
c.Remittance (Payout) – International
d.Insurance

2.Ang iyong qualified transaction ay may katumbas na raffle entry.

 

One (1) raffle entry -Remittance (Sending) – Domestic and International
-Remittance (Payout) – International
-Insurance
Two (2) raffle entries   -Pawning – prenda, renewal, tubos
-Domestic remittance transactions gamit ang e-money service

3.Masusuwerteng winners ang mananalo ng mga sumusunod:

a.PRIZES
•8 winners ng Pangkabuhayan showcase
•5 winners ng Date with Coco Martin
•8 winners ng Entertainment showcase
•8 winners ng Kitchen showcase
•1 winner ng Boracay family vacation for 5

b.CASH
•8 winners ng P25,000.00 each
•1 winner ng P100,000.00

4.Ang raffle draw ay magaganap sa P.J. Lhuillier, Inc. ICT Office 3/F The Networld Hub 156 Jupiter cor. Comet Sts., Bel-Air, Makati City 1209 sa mga sumusunod na schedules:

 

Prizes Cut-off Date Draw Date
8 winners of Pangkabuhayan showcase November 15, 2014 November 18, 2014 (4:00 pm)
5 winners of Date with Coco Martin
8 winners of Entertainment showcase January 15, 2015 January 22, 2015 (4:00 pm)
8 winners of Kitchen showcase
1 winner of Boracay family vacation for 5
8 winners ng P25,000.00 each
1 winner ng P100,000.00

 

5.Lahat ng cash raffle winners na 24k cardholder ay makakatanggap ng additional P5,000.00 prize.

 

REMINDERS:
1.Lahat ng raffle entries ay base sa transaction numbers.

2.Maaaring magkaroon ng maraming entries base sa bilang ng qualified transactions.

3.Ang clilent ay maaari lamang manalo ng isang beses kada draw date. Kapag ang client ay nabunot ng higit sa isang beses sa isang draw date, ang premyo na may mas mataas na halaga ang makukuha niya.

4.Ang mga non-winning entries sa unang draw date ay kabilang pa rin sa entries ng pangalawang draw date at sa cash raffle.

5.Ang mga winners sa unang draw date ay maaari pa rin magtransact upang magkaroon ng raffle entry sa susunod na raffle draw.

6.Ang Boracay family vacation for 5 ay transferrable pero hindi maaaring i-convert sa cash. Ito ay valid ng isang taon pagkatapos itong i-claim ng winner.

7.Ang Date with Coco Martin ay transferrable kapag hindi maaring makapunta ang winner nito.

8.Lahat ng winners ay makakatanggap ng registered mail na naglalaman ng mga instructions na kailangan nilang sundin para ma-claim ang kanilang prize. Dapat nila itong ipresent sa Cebuana Lhuillier branch na i-aassign sa kanila kasama ang kanilang valid ID.

9.Lahat ng mga clients ay kailangang i-update ang kanilang personal information (e.g., name, address, active mobile/telephone no., and birthday) sa Cebuana Lhuillier branch na kanilang pinag-tatransactan. Ang kanilang information na naka-record ay kikilalaning tama at magiging basehan sa pagpapadala ng kanilang notification letters.

10.Ang hindi pag-receive ng mga winners ng kanilang notification letters dahil sa kanilang outdated personal information ay hindi pananagutan ng P.J. Lhuilier Inc.

11.Lahat ng winners ay may animnapung (60) araw mula sa pagkatanggap ng notification letter para i-claim ang kanilang premyo. Lahat ng premyo na hindi na-claim ay mababaliwala pabor sa P.J. Lhuillier Inc.

12.Ang mga empleyado ng P.J. Lhuillier Inc. at mga Ad/Creatives Agency, PR and Media agencies pati ang mga kamag-anak nito hanggang second degree of consanguinity o affinity ay hindi maaaring sumali sa promo.

13.Ang 20% tax ng mga prizes na lalampas sa halagang P10,000.00 ay sasagutin ng P. J. Lhuillier Inc.

 

Gilas stars, Lhuillier inspire Blu Girls to clinch semis

 

INCHEON, South Korea – Drawing inspiration from the presence of Amateur Softball Association of the Philippines president Jean Henri Lhuillier and some of the Gilas stars, the Phl Blu Girls blanked Thailand, 13-0, on Tuesday at the Songdo LNG Baseball Stadium to enter the page system playoffs in the 17th Asian Games here.

Lhuillier rallied the team with a peptalk that sparked the Blu Girls' run at the playoff spot where they will meet the Asian Softball champion China in the semifinals on Wednesday.

"We're here for today and not for tomorrow. I've heard good things about you here. Let's start winning today and take it tomorrow. Let's do this for the country," Lhuillier told the Blu Girls.

And win they did.

After a scoreless first inning, center field Dani Gilmore touched off the Blu Girls' scoring run with a single RBI at the bottom of second inning.

Phl seized a 7-0 lead that put pressure on Thailand.

Starting pitcher Veronica Belleza, meanwhile, was solid on the mound that complemented the Blue Girls' offensive outbursts. She had a no-hitter and three strikeouts before reliever Analie Benjamen finished the game allowing only two hits.

Gilas players Jimmy Alapag, Gabe Norwood, Jared Dillinger and team consultant Tab Baldwin first arrived and wildly cheered from the stands at the height of the Blu Girls' seven runs in the second inning.

"It was great to be here and supporting our fellow Filipino athletes. They've watched our couple of games and it's our time to give back," Norwood said.

Gary David, Ranidel de Ocampo and LA Tenorio, who came from the Phl Volcanoes' losing match against China, followed and were able to witness Morgan Stuart's three RBIs in the bottom third that launched six runs for the Blu Girls before the game was halted in the fourth inning via mercy rule.

"We went scoreless in the first but we adjusted and hit our groove beginning the second inning. Our next game will be tough but we'll be ready," Stuart said.

The Blu Girls lost to China in the elimination, 8-2, but coach Randy Dizer is optimistic of their chances.

“Hindi pa tapos. If they play the way the played in the last two games, malaki ang chance natin. And they are up to it but China is still the team to beat. Asian champion pa rin sila,” said Dizer.

Prior to this win, the Blu Girls fought a gallant stand against Chinese Taiepei before falling short, 5-4, on Monday.

 

Written by: Alder Amo

Published by: The Philippine Star

CORPORATE AGENT PARTNERS

  • ACTION.ABLE, INC.
  • ALL ACCESS GATEWAY INC.
  • ANTRECCO (AGUSAN DEL NORTE TEACHERS, RETIREES, EMPLOYEES & COMMUNITY COOPERATIVE)
  • ACM VIP
  • ALL CASH
  • AGRILIFE/ AGRIVET
  • ASENSO PINOY STORE, INC. (EASY DAY SHOP)
  • AVICOM ENTERPRISES
  • AYALA ALABANG VILLAGE ASSOCIATION
  • BAUG CARP MULTI PURPOSE COOPERATIVE
  • BAGUIO BENGUET COOP
  • CARD BANK INC
  • CARD MRI RIZAL BANK INC
  • CARD SME BANK
  • CARITAS BANCO NG MASA, INC.
  • CEBU PEOPLE’S MULTIPURPOSE COOPERATIVE
  • CIS BAYAD CENTER, INC
  • COOPERATIVE BANK OF BOHOL, INC
  • COUNTRY BUILDERS BANK
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • AEON CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (VIA ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (VIA ECPAY)
  • ALLIANZ PNB LIFE INSURANCE INC.
  • ALPHA FUND SAVINGS & CREDIT COOPERATIVE (VIA ECPAY)
  • AMADEO WATER DISTRICT (VIA ECPAY)
  • AMYA POLYTECHNIC COLLEGE, INC. AND FINANCING CORPORATION (LENDPINOY)
  • ANGAT WATER DISTRICT (VIA ECPAY)
  • ANGELES ELECTRIC COMPANY ANGELICUM SCHOOL , INC. ILOILO CITY (VIA ECPAY)
  • ANJELMAN REAL ESTATE LEASING
  • ANTIQUE ELECTRIC COOP, INC ANTRECCO (BILLS PAYMENT)

OVER 600 BILLER PARTNERS NATIONWIDE

  • 123 FINANCE CORPORATION
  • 123 LENDING CORPORATION
  • 2C2P
  • 8AMC (VIA ECPAY)
  • ABEJO WATERS CORP.
  • ABRA
  • ACOM CONSUMER FINANCE CORPORATION
  • ACTIVE REALTY & DEVELOPMENT CORP.
  • ADA MANUFACTURING CORPORATION (VIA ECPAY)
  • CREDIT SERVICE
  • AETERNITAS CHAPELS AND COLUMBARIUM (via ECPAY)
  • AFC SME FINANCE INC
  • AFTERWEST MICROLOANS INC
  • AGODA – DRAGONPAY
  • AGRIBANK
  • AGRO-INDUSTRIAL FOUNDATION COLLEGE OF THE PHILS.
  • AGUSAN DEL NORTE ELECTRIC COOPERATIVE, INC.
  • AIR YOU GO TRAVELS PHILIPPINES CO.
  • AKLAN ELECTRIC COOPERATIVE, INC.
  • ALAMINOS CITY WATER DISTRICT (via ECPAY)
  • CREDENCE FINANCING, INC.
  • CURAMED PHARMACY
  • DALTON PAWNSHOP AND JEWELRY INC.
  • DANIELA PAWNSHOP
  • DIRECT AGENT 5 (DA 5)
  • DEVELOPMENT BANK OF THE PHILS.
  • EXPRESSPAY INC.
  • EVRIJEM FOREIGN EXCHANGE AND MONEY REMITTANCE
  • FILHAI MULTI PURPOSE COOPERATIVE
  • GLOBAL PINOY REMITTANCE AND SERVICES (GPRS)
  • GEMARY PAWNSHOP AND JEWELRY (CORP.)

List of Accepted Government/ Valid IDs

  • Passport
  • Driver’s License
  • Professional Regulation Commission (PRC) ID
  • National Bureau of Investigation (NBI) Clearance
  • Police Clearance
  • Postal ID
  • Voter’s ID
  • Philippine Identification System (PhilSys) ID
  • Government Service Insurance System (GSIS) e-Card
  • Social Security System (SSS) ID
  • Senior Citizen’s ID
  • Overseas Workers Welfare Administration (OWWA) ID
  • OFW ID
  • Seaman’s Book
  • Alien Certification of Registration (ACR)
  • Barangay Certificate or ID (with picture and signature)
  • Birth Certificate (applicable to minors only)
  • Firearm License
  • Immigrant Certificate of Registration
  • Marriage License
  • National Council for the Welfare of Disabled Persons
  • New TIN ID
  • OWWA ID
  • Student ID
  • Alien Certification of Registration (ACR) / Immigrant Certificate of Registration
  • Government Office or Government Owned and Controlled Corporations (GOCC) ID (e.g. AFP ID, HDMF (Pag-ibig Fund) ID, etc.
  • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  • Department of Social Welfare and Development (DSWD) Certification
  • Integrated Bar of the Philippines ID (IBP)
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP (Bangko Sentral ng Pilipinas), SEC (Securities and Exchange Commission) or IC (Insurance Commission)

IDs Accepted

As required by Bangko Sentral ng Pilipinas (BSP), clients who engage in a financial transaction with covered institutions for the first time shall be required to present the original and submit a clear copy of at least ONE (1) valid photo-bearing identification document issued by an official authority. For our clients’ convenience, Cebuana no longer requires submission of the photocopied ID. IDs are captured using a webcam in all branches. Clients are also required to submit an updated photo and other relevant information whenever the need for it arises.

Forms of identification accepted are the following;

Pawn Accepted IDs
1. Passport
2. Driver’s License
3. Professional Regulation Commission (PRC) ID
4. National Bureau of Investigation (NBI) Clearance
5. Police Clearance
6. Postal ID
7. Voter’s ID
8. Philippine Identification (PhilID) card
9. Social Security System (SSS) Card / Unified Multi-Purpose ID (UMID)
10. Barangay Certification
11. Government Service Insurance System (GSIS) e-Card
12. Senior Citizen Card
13. Overseas Workers Welfare Administration (OWWA) ID
14. OFW ID
15. Seaman’s Book
16. Alien Certification of Registration/Immigrant Certificate of Registration (for foreigners)
17. Government Office and GOCC ID, e.g., Armed Forces of the Philippines (AFP ID)
18. Home Development Mutual Fund (HDMF ID)
19. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
20. Department of Social Welfare and Development (DSWD) Certification
21. Integrated Bar of the Philippines (IBP) ID
22. Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas, Securities and Exchange Commission or Insurance Commission
23. ID issued by the National Council on Disability Affairs (NCDA)