MOA SIGNING WITH PIONEER

Cebuana Lhuillier Services Corporation (CLSC) and Cebuana Lhuillier Insurance Solutions (CLIS) strengthen their partnership with Pioneer Insurance and Surety Corporation through a MOA signing on September 23, 2009. In photo (from left): CLSC and CLIS Vice President Andre D. Lhuillier, PJ Lhuillier Inc. President and CEO Jean Henri D. Lhuillier, Pioneer Life President and CEO Lorenzo Chan, Jr. and Affinity, Pioneer Life Vice President Maricon Bañes.